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1320 Beech Chapel Rd, Union City, TN 38261 Property Records

Obion County property record for 1320 Beech Chapel Rd, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,124 sqft · built 1990
Lot Size2.13 acres (92,783 sqft)
OwnerIndividual Name on Record
Tax Bill$1,118 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN066060 01901

Property Details

APN / Parcel Number

Primary APN066060 01901
Alternative APN
  • 060 01901

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,124 sqft Living Area
1st Floor Area1,616 sqft
Upper Floors Area1,508 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area92,783 sqft (2.13 acres)
TerrainRolling
Pool Area800 sqft
PorchSlab
Porch Area1,318 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1320 BEECH CHAPEL RD
CityUNION CITY
StateTN
Zip38261-8088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 10
JurisdictionOBION TN
Township / Civil Division3
Census Block Group2
Census Block2021
Census Tract965200

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1320 BEECH CHAPEL RD, UNION CITY, TN 38261-8088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jun 18, 2018Loan Modification, Mortgage · FHA Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2010
Deed SaleMar 11, 2010
Prior SaleAug 20, 2004
Deed Book / Page49 / 391
Transfer Doc0026000100
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address1320 BEECH CHAPEL RD, UNION CITY, TN 38261-8088
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 BEECH CHAPEL RD, UNION CITY, TN 38261-8088

Mortgage

Document Number288/58
DateJul 6, 2021
Book Page288/58
Instrument68443
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueJun 1, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOBION TN
Property Address1320 BEECH CHAPEL RD, UNION CITY, TN 38261-8088
Document Number0000053919
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 BEECH CHAPEL RD UNION CITY TN 382618088, UNION CITY, TN 38261-8088

Mortgage

Document Number0000053919
DateJul 12, 2018
Book Page000219/000468
Instrument53919
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,118.00 (+9.29%)$81,025 (-) Land $5,600 Building $75,425
2023$81,025 (+50.88%) Land $5,600 Building $75,425$324,100 (+50.88%) Land $22,400 Building $301,700
2022$53,700 Land $5,275 Building $48,425$214,800 Land $21,100 Building $193,700
2018$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION CITY WATER DEPT
serves 16,180 people · EPA ID TN0000720
Water SourceGroundwater
Last State InspectionJun 2022
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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