1320 B St, Charleston, IL 61920 Property Records

Coles County property record for 1320 B St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 695 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Mar 2026)
Tax Bill	$376 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-06901-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-06901-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	695 sqft Base Area
1st Floor Area	695 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	90 ft deep x 53.7 ft wide

Location & Zoning

Street Address	1320 B ST
City	CHARLESTON
State	IL
Zip	61920-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUGLAS SUBD LOT 1 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	DOUGLAS SUBD
Legal Lot Number	1
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1012
Census Tract	702

Owner

Source: Coles County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 W PIERCE AVE, CHARLESTON, IL 61920-2542
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed, Transfer · Commercial Mortgage CASEY STATE BANK
Jul 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 6, 2020	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	2026821904
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Mar 30, 2026
Property Address	1320 B ST, CHARLESTON, IL 61920-2515
Document Number	202600821904
Map Reference	MB 1 PG 136
Instrument Date	Mar 27, 2026
Instrument	202600821904
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 E COUNTY ROAD 600 N, TUSCOLA, IL 61953-7049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1320 B ST, CHARLESTON, IL 61920-2515

Mortgage

Document Number	202600821905
Date	Mar 30, 2026
Instrument	202600821905

Lender

Name	CASEY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.89%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 6, 2022
Property Address	1320 B ST, CHARLESTON, IL 61920-2515
Document Number	202200802106
Instrument Date	Jun 29, 2022
Instrument	202200802106
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2402 18TH ST, CHARLESTON, IL 61920-4343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 E COUNTY ROAD 600 N # ECK, ECK, TUSCOLA, IL 61953-7049

January 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COLES IL
Recording Date	Jan 6, 2020
Property Address	1320 B ST, CHARLESTON, IL 61920-2515
Document Number	202000785688
Instrument Date	Dec 26, 2019
Instrument	202000785688
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FAWN CT, CHARLESTON, IL 61920-3202
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$376.00 (+3.3%)	$5,174 (+10.2%) Land $2,278 Building $2,896	$15,522 (+10.2%) Land $6,834 Building $8,688
2024	$364.00 (-3.19%)	$4,695 (+9.49%) Land $2,067 Building $2,628	$14,085 (+9.49%) Land $6,201 Building $7,884
2023		$4,288 Land $1,888 Building $2,400	$12,864 Land $5,664 Building $7,200
2020	$376.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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