1320 Ave A, Flint, MI 48503 Property Records

Genesee County property record for 1320 Ave A, Flint, MI 48503 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,655 sqft · built 2012
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2025)
Tax Bill	$2,086 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-12-277-039`

Property Details

APN / Parcel Number

Primary APN	`40-12-277-039`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,655 sqft Living Area
1st Floor Area	1,655 sqft
Basement Area	1,655 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	139 ft deep x 77 ft wide
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1320 AVENUE A
City	FLINT
State	MI
Zip	48503-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SUBDIVISION OF PART OF SEC 2 OF THE SMITH RESERVATION, SO-CALLED, ADJ THE VILLAGE OF GRAND TRAVERSE AT FLINT RIVER PT OF
Legal Subdivision	THE SUBDIVISION
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2011
Census Tract	1400

Owner

Source: Genesee County records · APN 40-12-277-039

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4207 WINONA ST, FLINT, MI 48504-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Sep 11, 2025	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 06, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 06, 2019	Loan Modification, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Mar 26, 2025 · Amount on Record
Deed Document Number	202511390
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1320 AVENUE A, FLINT, MI 48503-1472
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 AVENUE A, FLINT, MI 48503-1472

Mortgage

Document Number	0000003257
Date	Jan 25, 2024
Instrument	202401250003257

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 01, 2064

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 11, 2025
Property Address	1320 AVENUE A, FLINT, MI 48503-1472
Document Number	0000011390
Instrument Date	Sep 08, 2025
Instrument	202509110011390
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 S LAPEER RD, LAPEER, MI 48446-3037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 WINONA ST, FLINT, MI 48504-2118

Mortgage

Document Number	0000011035
Date	Sep 11, 2025
Instrument	202509090011035

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Mortgage

Document Number	0000011036
Date	Sep 09, 2025
Instrument	202509090011036

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1320 AVENUE A, FLINT, MI 48503-1472
Document Number	0000009337
Instrument Date	Feb 06, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 AVENUE A FLINT MI 485031472, FLINT, MI 48503-1472

Mortgage

Document Number	0000009337
Date	Feb 28, 2019
Instrument	9337

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	1320 AVENUE A, FLINT, MI 48503-1472
Document Number	0000009336
Instrument Date	Feb 06, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 AVENUE A FLINT MI 485031472, FLINT, MI 48503-1472

Mortgage

Document Number	0000009336
Date	Feb 28, 2019
Instrument	9336

Lender

Name	FIFTH THIRD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,086.00 (-9.7%) Homeowner's exemption	$77,200 (+41.13%)	$154,400 (+41.13%)
2024	$2,310.00
2023		$54,700	$109,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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