Kent County property record for 1320 Alberta St NE, Grand Rapids, MI 49505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 778 sqft · built 1928 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2024) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-14-08-452-005 |
| Primary APN | 41-14-08-452-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 778 sqft Living Area |
| 1st Floor Area | 778 sqft |
| Basement Area | 778 sqft |
| Unfinished Basement | 778 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 6,490 sqft (0.149 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 143 sqft |
| Patio Area | 25 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1320 ALBERTA ST NE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49505-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN-LDR |
| Legal Description | LOT 102* RICHARDS FAIRPLAINS PLAT |
| Legal Subdivision | RICHARDS FAIRPLAINS PLAT |
| Legal Lot Number | 102 |
| Jurisdiction | KENT MI |
| Township / Civil Division | GRAND RAPIDS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 300 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1320 ALBERTA ST NE, GRAND RAPIDS, MI 49505-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 10, 2020 | Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Jan 10, 2020 · Amount on Record |
| Deed Document Number | 202424101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | May 7, 2024 |
| Property Address | 1320 ALBERTA ST NE, GRAND RAPIDS, MI 49505-4301 |
| Document Number | 0000024101 |
| Map Reference | LB 29 PG 12 |
| Instrument Date | May 3, 2024 |
| Instrument | 20240507-0024101 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY WEST SHO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 ALBERTA ST NE, GRAND RAPIDS, MI 49505-4301 |
| Name | Verified Name |
|---|---|
| Address | 1222 LAKE DR SE APT 3, 3, GRAND RAPIDS, MI 49506-1648 |
| Document Number | 0000024102 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 20240507-0024102 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jan 10, 2020 |
| Property Address | 1320 ALBERTA ST NE, GRAND RAPIDS, MI 49505-4301 |
| Document Number | 0000003047 |
| Map Reference | LB 29 PG 12 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 20200110-0003047 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 ALBERTA ST NE, 1320, GRAND RAPIDS, MI 49505-4301 |
| Name | Verified Name |
|---|---|
| Address | 65 UNION AVE NE APT 2, 2, GRAND RAPIDS, MI 49503-5742 |
| Document Number | 0000003048 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 20200110-0003048 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Grand Rapids City |
| Unified School District | Grand Rapids Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,700 (+12.54%) | $197,400 (+12.54%) | |
| 2025 | $2,934.00 (+40.79%) | $87,700 (+24.22%) | $175,400 (+24.22%) |
| 2023 | $70,600 | $141,200 | |
| 2021 | $2,084.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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