1320 5th St, Covington, IN 47932 Property Records

Fountain County property record for 1320 5th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,078 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2023)
Tax Bill	$554 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018B082642600700`

Property Details

APN / Parcel Number

Primary APN	`018B082642600700`
Alternative APNs	`23-06-26-426-007.000-016` `00000992064` `0180076700`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	619 sqft
Attic	Attic
Attic Area	918 sqft
Basement Area	115 sqft
Unfinished Basement	115 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000992064
Street Address	1320 5TH ST
City	COVINGTON
State	IN
Zip	47932-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00767-00 VANCES 140 MP B08-26-426-00700
Legal Subdivision	VANCES ADD
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	2
Census Block	2011
Census Tract	957800

Owner

1320 5th St is owned and occupied by an individual who bought it in August 2023.

Source: Fountain County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1320 5TH ST, COVINGTON, IN 47932-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FOUNTAIN TRUST CO
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage SIRVA MORTGAGE INC
Dec 23, 2021	Intrafamily Transfer, Transfer
Jun 24, 2019	Intrafamily Transfer, Transfer
Jun 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Prior Sale	Dec 23, 2021 · Amount on File
Deed Document Number	20233856
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	0202103552
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Aug 22, 2023
Property Address	1320 5TH ST, COVINGTON, IN 47932-1034
Document Number	0202301884
Instrument Date	Aug 1, 2023
Instrument	202301884
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 5TH ST, COVINGTON, IN 47932-1034

Mortgage

Document Number	0202301885
Date	Aug 22, 2023
Instrument	202301885

Lender

Name	FOUNTAIN TRUST CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Dec 23, 2021
Property Address	1320 5TH ST, COVINGTON, IN 47932-1034
Document Number	0202103553
Instrument Date	Nov 4, 2021
Instrument	202103553
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1320 5TH ST, COVINGTON, IN 47932-1034

Mortgage

Document Number	0202103554
Date	Dec 23, 2021
Instrument	202103554

Lender

Name	SIRVA MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOUNTAIN IN
Recording Date	Dec 23, 2021
Property Address	1320 5TH ST, COVINGTON, IN 47932-1034
Document Number	0202103552
Instrument Date	Nov 3, 2020
Instrument	202103552
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 3RD ST, COVINGTON, IN 47932-1014

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 24, 2019
Property Address	1320 5TH ST, COVINGTON, IN 47932-1034
Document Number	0201901323
Instrument Date	Jun 21, 2019
Instrument	201901323
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 3RD ST, COVINGTON, IN 47932-1014

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 20, 2019
Property Address	1320 5TH ST, COVINGTON, IN 47932-1034
Document Number	0201901293
Instrument Date	Jun 17, 2019
Instrument	201901293
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 3RD ST, COVINGTON, IN 47932-1014

Tax Assessment & Valuation

The 2025 property tax bill for 1320 5th St was $554 with a homeowner's exemption, up 0.7% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+0.73%) Homeowner's exemption	$98,500 Land $24,200 Building $74,300	$98,500 Land $24,200 Building $74,300
2024	$550.00 (+44.36%)
2023	$381.00 (+16.51%)	$74,100 (+4.81%) Land $19,800 Building $54,300	$74,100 (+4.81%) Land $19,800 Building $54,300
2022	$327.00	$70,700 Land $19,800 Building $50,900	$70,700 Land $19,800 Building $50,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

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