Hamilton County property record for 1320 3rd St, Cincinnati, OH 45215 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2023 |
| Square Footage | 2,476 sqft Living Area |
| Lot Size | 8,446 sqft (0.193 acres) |
| Garage | Attached |
| Tax Bill | $7,867.00 (2025) |
| Primary APN | 671-0004-0379-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,476 sqft Living Area |
| 1st Floor | 1,148 sqft 1st Floor |
| 2nd Floor | 1,328 sqft 2nd Floor |
| Basement Area | 1,148 sqft Basement |
| Finished Basement | 650 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,446 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1320 3RD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3864 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SE CORNER OF THIRD ST & E MECHANIC ST 0.1939 ACS33 T4 R1 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 23222 |
Source: Hamilton County records · APN 671-0004-0379-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1331 FENTON AVE, CINCINNATI, OH 45215-3128 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 28, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Oct 24, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 |
| Deed Sale | Jun 26, 2020 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1320 3RD ST, CINCINNATI, OH 45215-3864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000018270 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 14607/2858 |
| Instrument | 2022-0018270 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1320 3RD ST, CINCINNATI, OH 45215-3864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000083619 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 15531/225 |
| Instrument | 2025-0083619 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1320 3RD ST, CINCINNATI, OH 45215-3864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1320 3RD ST, READING, OH 45215-3864 |
| Document Number | 0000075498 |
|---|---|
| Date | Oct 24, 2024 |
| Book Page | 15279/496 |
| Instrument | 2024-0075498 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 08, 2049 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,867.00 (-0.03%) | $144,911 (-) Land $10,871 Building $134,040 | |
| 2024 | $7,869.00 (+1,235.99%) | $144,911 (+1,233.01%) Land $10,871 Building $134,040 | |
| 2023 | $589.00 (-7.97%) | $10,871 (+24.38%) Land $10,871 | $414,030 (+1,558.11%) Land $31,060 Building $382,970 |
| 2022 | $640.00 | $8,740 Land $8,740 | |
| 2020 | $24,970 Land $24,970 |
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