1320 3rd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1320 3rd Ave S, Moorhead, MN 56560 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,525 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$196,000 (2022)
Tax Bill	$3,110.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`58.847.0890`

Exterior

Lot Area	7,525 sqft (0.17 acres)

Location & Zoning

Street Address	1320 3RD AVE S
City	MOORHEAD
State	MN
Zip	56560-2944
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 030 BLOCK 010 SUBDIVISIONCD 58847 LOTS 30-31 BLK 10
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	10
Legal Lot Number	30
Jurisdiction	CLAY MN
Minor Civil Division	MOORHEAD
Census Blockgroup	2
Census Block	2043
Census Tract	20300

Owner

Source: Clay County records · APN 58.847.0890

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1320 3RD AVE S, MOORHEAD, MN 56560-2944
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Doc Number	20221420416
Record Refreshed	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 02, 2022
Property Address	1320 3RD AVE S, MOORHEAD, MN 56560-2944
Document Number	0000828935
Instrument Date	Jun 01, 2022
Instrument	828935
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$646.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1320 3RD AVE S, MOORHEAD, MN 56560-2944

Mortgage

Document Number	0000828936
Date	Jun 02, 2022
Instrument	828936

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,110.00 (+27.88%)
2025		$206,400 (+17.41%) Land $38,300 Building $168,100	$206,400 (+17.41%) Land $38,300 Building $168,100
2023	$2,432.00 Homeowner's exemption	$175,800 Land $35,700 Building $140,100	$175,800 Land $35,700 Building $140,100

Flood & Wildfire

1320 3rd Ave S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (27027C), updated October 26, 2025

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.