1320 20th St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1320 20th St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1998
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Aug 2000)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Jan 2008 Mortgage May 2006 Mortgage + 1 more
APN	`1270000006020`

Property Details

APN / Parcel Number

Primary APN	`1270000006020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	1,108 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1320 20TH ST
City	CHESAPEAKE
State	VA
Zip	23324-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFA1: SIN
Legal Description	523 BLK T TUNIS JOHNSON PT 524
Legal Subdivision	POINDEXTER STREET NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1020
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Norfolk Historic District listed 1989 · 669 contributing resources · NRIS 88003133

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 20TH ST, CHESAPEAKE, VA 23324-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2008	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
May 18, 2006	Deed of Trust, Mortgage · FHA Mortgage NATIONAL CITY MORTGAGE
Feb 16, 2007	Deed of Trust, Mortgage · Conventional Mortgage HOUSEHOLD REALTY CORPORAT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2000 · Amount on Record
Deed Sale	Aug 31, 2000 · Amount on Record
Prior Sale	Mar 27, 2000 · Amount on Record
Deed Book / Page	4133 / 649
Record Updated	Oct 29, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1320 20TH ST, CHESAPEAKE, VA 23324-2508
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007338/598
Date	Jan 16, 2008
Book Page	7338/598

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1320 20TH ST, CHESAPEAKE, VA 23324-2508
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006528/474
Date	May 18, 2006
Book Page	6528/474

Lender

Name	NATIONAL CITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1320 20TH ST, CHESAPEAKE, VA 23324-2508
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006958/490
Date	Feb 16, 2007
Book Page	6958/490

Lender

Name	HOUSEHOLD REALTY CORPORAT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,700 (+7.1%) Land $85,000 Building $136,700	$221,700 (+7.1%) Land $85,000 Building $136,700
2025	$2,091.00 (+40.24%)	$207,000 (+13.99%) Land $80,000 Building $127,000	$207,000 (+13.99%) Land $80,000 Building $127,000
2023		$181,600 (+9.93%) Land $70,000 Building $111,600	$181,600 (+9.93%) Land $70,000 Building $111,600
2022		$165,200 Land $60,000 Building $105,200	$165,200 Land $60,000 Building $105,200
2019	$1,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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