132 Windermere Way, Warwick, RI 02886 Property Records

Warwick City property record for 132 Windermere Way, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 1935
Lot Size	0.69 acres (30,040 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Sep 2024)
Tax Bill	$9,039 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23500860000`

Property Details

APN / Parcel Number

Primary APN	`23500860000`
Alternative APNs	`WARW M:235 B:0086 L:0000` `100094907` `148880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,499 sqft Living Area
Gross Area	4,314 sqft
1st Floor Area	1,164 sqft
Basement Area	756 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,040 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	148880
Street Address	132 WINDERMERE WAY
City	WARWICK
State	RI
Zip	02886-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	86
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	4
Census Block	4008
Census Tract	22201

Owner

132 Windermere Way is owned and occupied by two individuals who bought it in September 2024.

Source: Warwick City records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Jul 23, 2018	Deed of Trust, Mortgage RI CREDIT UNION
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OCEAN STATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Mar 3, 2005 · Amount on File
Deed Document Number	20249235
Deed Book / Page	10552 / 150
Transfer Doc	7338-132
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Recording Date	Jul 15, 2026
Property Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Document Number	0000008236
Book / Page	10928 / 321
Instrument Date	Jul 15, 2026
Instrument	20268236
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008236,
Date	Jul 15, 2026
Book Page	10928/321
Instrument	20268236

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2054

Interest

Rate	6.47%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9976-212
Date	Oct 12, 2021
Book Page	9976/212
Instrument	20514

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9096-271
Date	Jul 23, 2018
Book Page	9096/271
Instrument	10210

Lender

Name	RI CREDIT UNION

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	132 WINDERMERE WAY, WARWICK, RI 02886-9429
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9556-265
Date	Jul 14, 2020
Book Page	9556/265
Instrument	9722

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 132 Windermere Way was $9,039.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,039.00	$711,700 Land $205,900 Building $505,800
2024			$709,175
2023	$7,377.00 (+0.04%)	$519,900 (+32.05%) Land $147,800 Building $372,100
2022	$7,374.00	$393,700 Land $103,200 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Windermere Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Windermere Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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