Contra Costa County property record for 132 Whitethorne Dr, Moraga, CA 94556 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,909 sqft Living Area |
| Lot Size | 11,000 sqft (0.253 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,800,000 (2026) |
| Tax Bill | $16,296.00 (2025) |
| Primary APN | 257-391-009-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,909 sqft Living Area |
| 1st Floor | 1,150 sqft 1st Floor |
| 2nd Floor | 759 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 11,000 sqft (0.253 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 132 WHITETHORNE DR |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1744 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 3310 LOT 81 EX MR |
| Legal Subdivision | SUBDIVISION 3310 |
| Legal Tract | 3310 |
| Legal Lot Number | 81 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 352102 |
Source: Contra Costa County records · APN 257-391-009-4
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Apr 04, 2024 | Deed of Trust, Mortgage · Closed End Mortgage SAN JOAQUIN POWER EMPLOYEES CU |
| Mar 30, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 29, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PATELCO CU |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Sep 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2007 · Amount on Record |
| Deed Doc Number | 202631439 |
| Prior Transfer Date | Sep 13, 2021 |
| Prior Transfer Doc | 0000261508 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 22, 2026 |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000077136 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202677136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000077136, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202677136 |
| Name | OPTIMUM FIRST INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000031003 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 2024-031003 |
| Name | SAN JOAQUIN POWER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FRESNO, CA 93711 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 30, 2026 |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000031439 |
| Map Reference | MB 104 PG 26 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026- 031439 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000031440 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026- 031440 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000104075 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-104075 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | PLEASANTON, CA 94588 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jul 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000212594 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 2019-212594 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SAN RAFAEL, CA 94901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 21, 2021 |
| Property Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000261508 |
| Map Reference | MB 104 PG 26 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-261508 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 132 WHITETHORNE DR, MORAGA, CA 94556-1744 |
| Document Number | 0000261509 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-261509 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,339,770 (+2%) Land $937,844 Building $401,926 | |
| 2025 | $16,296.00 (+5.81%) Homeowner's exemption | $1,313,501 (+4.04%) Land $919,455 Building $394,046 |
| 2023 | $15,401.00 (+1.6%) Homeowner's exemption | $1,262,498 Land $883,752 Building $378,746 |
| 2022 | $15,158.00 |
132 Whitethorne Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 40th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 452 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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