Effingham County property record for 132 Watson Mill Rd, Guyton, GA 31312
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $112,000 (Feb 2025) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2025 Sale & Construction Loan |
| APN | 00510023A00 |
| Primary APN | 00510023A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,930 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Composition/Composite |
| Roof Material | Fiberglass |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|
| Account Number | 33869 |
|---|---|
| Street Address | 132 WATSON MILL RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-6677 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | .3444 AC LOT 184 (OUT 352-37) PLT 29/977-980 |
| Legal Subdivision | COVERED BRIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 184 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
Source: Effingham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 212428, AUGUSTA, GA 30917-2428 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 4, 2025 | Warranty Deed, Transfer · Construction Mortgage COLONY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on Record |
| Deed Sale | Feb 4, 2025 · Amount on Record |
| Deed Book / Page | 2954 / 576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 132 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 132 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 0000002996/0000000575 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 0000002996/0000000575 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 4, 2025 |
| Property Address | 132 WATSON MILL RD, GUYTON, GA 31312-6677 |
| Document Number | 002954/576 |
| Book / Page | 2954 / 576 |
| Instrument Date | Jan 24, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 212428, AUGUSTA, GA 30917-2428 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002954/0000000578 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 0000002954/0000000578 |
| Name | COLONY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,086 Land $44,800 Building $173,286 | $545,216 Land $112,000 Building $433,216 | |
| 2025 | $460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 44 policies |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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