132 W State St, El Centro, CA 92243 Property Records

Imperial County property record for 132 W State St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 2019
Lot Size	0.172 acres (7,470 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2020)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-135-018-000`

Property Details

APN / Parcel Number

Primary APN	`053-135-018-000`
Alternative APNs	`0531351801` `05313518`

Interior

Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	7,470 sqft (0.172 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	132 W STATE ST
City	EL CENTRO
State	CA
Zip	92243-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 44&45 BLK 29 SUB BLKS 28B 29 30 31B 44B 45&47B
Legal Subdivision	CITY/EL CENTRO
Legal Block	29,28
Legal Lot Number	44,45
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1022
Census Tract	11400

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 30, 2020	Grant Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Mar 8, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 8, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	20207827
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000004132
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 W STATE ST, EL CENTRO, CA 92243-2532

Mortgage

Document Number	0000016183
Date	Oct 20, 2023
Instrument	2023016183

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 W STATE ST, EL CENTRO, CA 92243-2532

Mortgage

Document Number	0000005005
Date	Mar 3, 2021
Instrument	2021005005

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Apr 30, 2020
Property Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Document Number	0000007827
Map Reference	MAP 103
Instrument Date	Apr 23, 2020
Instrument	2020007827
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 W STATE ST, EL CENTRO, CA 92243-2532

Mortgage

Document Number	0000007828
Date	Apr 30, 2020
Instrument	2020007828

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000007829
Date	Apr 30, 2020
Instrument	2020007829

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 8, 2019
Property Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Document Number	0000004132
Instrument Date	Mar 5, 2019
Instrument	4132
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	608 S E ST IMPERIAL CA 922511835, IMPERIAL, CA 92251-1835

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 8, 2019
Property Address	132 W STATE ST, EL CENTRO, CA 92243-2532
Document Number	0000004131
Instrument Date	Feb 28, 2019
Instrument	4131
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	132 W STATE ST EL CENTRO CA 922432532, EL CENTRO, CA 92243-2532

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,298 (+6.12%) Land $55,774 Building $217,524
2025	$3,115.00 (+2.81%)
2023	$3,030.00 (+7.03%)	$257,537 Land $52,558 Building $204,979
2022	$2,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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