Riverside County property record for 132 W Ramsey St, Banning, CA 92220
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,425 sqft · built 1924 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $787,000 (May 2024) |
| Tax Bill | $9,481 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 540-203-009 |
| Primary APN | 540-203-009 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,425 sqft Gross Area |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 132 W RAMSEY ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-4819 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | POR LOTS 7, 8, 9 & 10 BLK 212 MB 009/044 SB AMENDED MAP OF THE BANNING LAND CO |
| Legal Subdivision | AMENDED MAP OF THE BANNING LAND CO |
| Legal Block | 212 |
| Legal Lot Number | 7 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 44101 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 S 1ST ST, BANNING, CA 92220-4801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Sep 24, 2019 | Deed of Trust, Mortgage AMERICAN SURETY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on File |
| Deed Sale | May 28, 2024 · Amount on File |
| Prior Sale | Oct 20, 2011 · Amount on File |
| Deed Document Number | 2024153375 |
| Prior Transfer Date | Sep 15, 2022 |
| Prior Transfer Doc | 0000457048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 3, 2022 |
| Property Address | 132 W RAMSEY ST, BANNING, CA 92220-4819 |
| Document Number | 0000457048 |
| Map Reference | MB 9 PG 44 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022-0457048 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3301 HARBOR BLVD, OXNARD, CA 93035-4103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 132 W RAMSEY ST, BANNING, CA 92220-4819 |
| Document Number | 0000508928 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 132 W RAMSEY ST BANNING CA 922204819, BANNING, CA 92220-4819 |
| Document Number | 0000508928 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 508928 |
| Name | AMERICAN SURETY |
|---|---|
| Address | INDIANAPOLIS, IN 46240 |
| Amount | Amount on Record |
|---|
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,148 (+2%) Land $104,040 Building $595,108 | |
| 2025 | $9,481.00 (+40.21%) | $685,440 (+43.23%) Land $102,000 Building $583,440 |
| 2023 | $6,762.00 (+2.13%) | $478,555 Land $104,665 Building $373,890 |
| 2022 | $6,621.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile.
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