132 W Main St, Florence, MS 39073 Property Records

Rankin County property record for 132 W Main St, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,123 sqft · built 1930
Lot Size	0.702 acres (30,610 sqft)
Owner	Company Name on File
Last Sale	$299,361 (Mar 2026)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`E04I000036 00000`

Property Details

APN / Parcel Number

Primary APN	`E04I000036 00000`
Alternative APN	`6490`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,123 sqft Adjusted Area
Gross Area	830 sqft
1st Floor Area	1,726 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	30,610 sqft (0.702 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6490
Street Address	132 W MAIN ST
City	FLORENCE
State	MS
Zip	39073-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 207.3 X 216 X 107.6 X 98 X 100 X 107.5 IN SE4 SW4 N B & B RD DB 216 PG 347 0112665 DB 516- 516 PG 0508-0506 0100386
Legal Range	02E
Legal Township	04N
Legal Section	30
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	3
Census Block	3007
Census Tract	21001

Owner

132 W Main St is owned by a company that bought it in March 2026.

Source: Rankin County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	1948 FLORENCE BYRAM RD, FLORENCE, MS 39073-9365
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF YAZOO CITY
Nov 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
May 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
Sep 20, 2023	Warranty Deed, Transfer
Sep 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Sep 14, 2020
Deed Book / Page	2026 / 5135
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	2026005135
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	132 W MAIN ST, FLORENCE, MS 39073-8118
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020820
Date	Mar 11, 2026
Book Page	3026/20820

Lender

Name	BANK OF YAZOO CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 1, 2031

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	132 W MAIN ST, FLORENCE, MS 39073-8118
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000088477
Date	Nov 7, 2023
Book Page	3023/88477

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2024

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	132 W MAIN ST, FLORENCE, MS 39073-8118
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039573
Date	May 30, 2024
Book Page	3024/39573

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 28, 2044

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 20, 2023
Property Address	132 W MAIN ST, FLORENCE, MS 39073-8118
Document Number	0000021636
Book / Page	2023 / 21636
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	665 SOUTHERN OAKS DR, FLORENCE, MS 39073-9456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 FLORENCE BYRAM RD, FLORENCE, MS 39073-9365
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 26, 2022
Property Address	132 W MAIN ST, FLORENCE, MS 39073-8118
Document Number	0000023938
Book / Page	2022 / 23938
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 SOUTHERN OAKS DR, FLORENCE, MS 39073-9456

Tax Assessment & Valuation

The 2025 property tax bill for 132 W Main St was $3,152, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Florence City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (+0.03%)	$24,140
2024	$3,151.00		$160,930 Land $10,000 Building $150,930
2023		$1,500
2021			$10,000 Land $10,000
2019	$229.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 W Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 W Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Windstream DSL	200 / 20

May also be available: Verizon.

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