132 W Cotter Rd, Brasher Falls, NY 13613 Property Records

St. Lawrence County and Brasher Town property record for 132 W Cotter Rd, Brasher Falls, NY 13613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,150 sqft · built 1992
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Jul 2020)
Tax Bill	$3,029 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Sale
APN	`402000 35.036-1-12.11`

Property Details

APN / Parcel Number

Primary APN	`402000 35.036-1-12.11`
Alternative APN	`200003503600010120010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	382 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	165,528 sqft (3.8 acres)
Lot Dimensions	160 ft deep x 380 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	488 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	402000 35.036-1-12.11
Street Address	132 W COTTER RD
City	BRASHER FALLS
State	NY
Zip	13613-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	215X166X215X170
Legal Subdivision	PER STEVENS
Legal Block	1
Legal Lot Number	12.011
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	BRASHER
Census Block Group	2
Census Block	2154
Census Tract	490700

Owner

132 W Cotter Rd is owned and occupied by an individual who bought it in July 2020.

Source: St. Lawrence County and Brasher Town records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	132 W COTTER RD, BRASHER FALLS, NY 13613-3125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed, Transfer · VA Mortgage PARAGON HOME LOANS INC
Jul 22, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Aug 9, 1994 · Amount on File
Deed Document Number	20207103
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 8, 2021
Property Address	132 W COTTER RD, BRASHER FALLS, NY 13613-3125
Document Number	0000003036
Instrument Date	Jan 19, 2021
Instrument	R-2021-00003036
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1378 STATE HIGHWAY 11C, 1378, BRASHER FALLS, NY 13613-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SHARON ST APT 7, 7, MASSENA, NY 13662-1653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003037
Date	Mar 8, 2021
Instrument	R-2021-00003037

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jul 22, 2020
Property Address	132 W COTTER RD, BRASHER FALLS, NY 13613-3125
Document Number	0000007103
Instrument Date	Jul 16, 2020
Instrument	7103
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$148.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1378 STATE HIGHWAY 11C BRASHER FALLS NY 136133119, BRASHER FALLS, NY 13613-3119

Tax Assessment & Valuation

The 2026 property tax bill for 132 W Cotter Rd was $3,029 with a veteran's exemption, up % from the year before.

Source: St. Lawrence County and Brasher Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Brasher Town
Unified School District	Brasher Falls Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,029.00 (+0.03%) Veteran's exemption
2025	$3,028.00	$96,100 Land $21,200 Building $74,900	$121,646 Land $26,836 Building $94,810
2023		$96,100 Land $21,200 Building $74,900	$113,059 Land $24,941 Building $88,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 132 W Cotter Rd; there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 W Cotter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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