132 W 4th St, Frederick, MD 21701 Property Records

Frederick County property record for 132 W 4th St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 1950
Lot Size	0.103 acres (4,508 sqft)
Owner	Individual Name on Record
Last Sale	$365,650 (Aug 2022)
Tax Bill	$4,904 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-120631`

Property Details

APN / Parcel Number

Primary APN	`02-120631`
Alternative APNs	`2120631` `120631`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,836 sqft Total Area
1st Floor Area	918 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	4,508 sqft (0.103 acres)
Lot Dimensions	161 ft deep x 28 ft wide
Porch	Open Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	120631
Old Parcel Number	2120631
Street Address	132 W 4TH ST
City	FREDERICK
State	MD
Zip	21701-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT 28 X 161 132 W. 4TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	132
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6212 ADELAY CT W, FREDERICK, MD 21703-1827
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jan 27, 1997 · Amount on Record
Deed Document Number	0016061358
Deed Book / Page	16061 / 358
Record Updated	Jun 7, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 1, 2022
Property Address	132 W 4TH ST, FREDERICK, MD 21701-5265
Document Number	0160610358
Book / Page	16061 / 358
Instrument Date	Jun 29, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,828.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6212 ADELAY CT W, FREDERICK, MD 21703-1827

Mortgage

Document Number	0016061363
Date	Aug 1, 2022
Instrument	16061/363

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,904.00	$267,933	$352,600 Land $152,500 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2018)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20