132 Twin Oak Dr, Warwick, RI 02889 Property Records

Warwick City property record for 132 Twin Oak Dr, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,224 sqft · built 1950
Lot Size0.736 acres (32,047 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Dec 2017)
Tax Bill$6,642 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN31300450000

Property Details

APN / Parcel Number

Primary APN31300450000
Alternative APNs
  • WARW M:313 B:0045 L:0000
  • 116812200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,224 sqft Living Area
Gross Area5,385 sqft
1st Floor Area2,224 sqft
Basement Area245 sqft
Unfinished Basement245 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,047 sqft (0.736 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number116812200
Street Address132 TWIN OAK DR
CityWARWICK
StateRI
Zip02889-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block45
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2033
Census Tract21300

Owner

132 Twin Oak Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address132 TWIN OAK DR, WARWICK, RI 02889-1214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Balloon Mortgage
NAVIGANT CREDIT UNION
Jan 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Dec 8, 2017Warranty Deed, Transfer
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2017 · Amount on File
Deed SaleDec 8, 2017 · Amount on File
Deed Book / Page8960 / 18
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address132 TWIN OAK DR, WARWICK, RI 02889-1214
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9723-78
DateJan 13, 2021
Book Page9723/78
Instrument750
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address132 TWIN OAK DR, WARWICK, RI 02889-1214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9717-254
DateJan 7, 2021
Book Page9717/254
Instrument300
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term229 Months
DueFeb 1, 2040

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateDec 8, 2017
Property Address132 TWIN OAK DR, WARWICK, RI 02889-1214
Document Number8960-18
Book / Page8960 / 18
Instrument18407
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number89610022
DateDec 8, 2017
Instrument08961/0022
Lender
NameSANTANDER BANK NA
Agreement
AmountAmount on Record
Term372 Months
DueDec 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 132 Twin Oak Dr was $6,642.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,642.00$523,000 Land $139,100 Building $383,900
2024$569,810
2023$6,858.00 (+9.4%)$483,300 (+44.4%) Land $120,900 Building $362,400
2022$6,269.00$334,700 Land $75,400 Building $259,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Twin Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1979–2016)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 132 Twin Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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