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132 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 132 Tower St, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 994 sqft · built 1955
Lot Size0.188 acres (8,178 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Apr 2003)
Tax Bill$2,505 (2025)
Deeds & MortgagesJan 2023 Refinance
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:58 B:42

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:42
Alternative APNs
  • M:058 B:42 L
  • 13262304

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area994 sqft Living Area
Gross Area1,886 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,178 sqft (0.188 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13262304
Street Address132 TOWER ST
CityWESTERLY
StateRI
Zip02891-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block42
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2002
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:58 B:42

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address132 TOWER ST, WESTERLY, RI 02891-1928
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Oct 14, 2020Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK
Dec 12, 2016Deed of Trust, Mortgage · VA Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2003 · Amount on Record
Deed SaleApr 09, 2003 · Amount on Record
Deed Book / Page1123 / 40
Last Transfer DateDec 28, 2024
Transfer Doc02025-2440
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address132 TOWER ST, WESTERLY, RI 02891-1928
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023-526
DateJan 17, 2023
Book Page2023/526
Instrument2023-151
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueFeb 01, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address132 TOWER ST, WESTERLY, RI 02891-1928
Document Number2020-4673
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedDec 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 TOWER ST ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number2020-4673
DateNov 12, 2020
Book Page002020/024673
Instrument5667
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 11, 2050

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address132 TOWER ST, WESTERLY, RI 02891-1928
Document Number2017-2263
Book / Page002017 / 002263
Instrument DateDec 12, 2016
Transaction TypeMortgage
Record UpdatedJul 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number2017-2263
DateFeb 03, 2017
Book Page002017/002263
Instrument548
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term324 Months
DueFeb 02, 2044

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,505.00 (+8.44%)$322,000 (+41.6%) Land $144,800 Building $177,200
2023$2,310.00 (+0.57%)$227,400 (-) Land $103,600 Building $123,800
2022$2,297.00$227,400 Land $103,600 Building $123,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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