132 Three Oak Trl, Mount Airy, NC 27030 Property Records

Surry County property record for 132 Three Oak Trl, Mount Airy, NC 27030

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,000 sqft · built 1972
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Tax Bill	$625 (2026)
Deeds & Mortgages	Jul 2022 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5949-00-62-7968`

Property Details

APN / Parcel Number

Primary APN	`5949-00-62-7968`
Alternative APN	`100073085`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Carport
Garage Area	268 sqft
Carport	Carport
Carport Area	268 sqft
Parking Spaces	1 Parking Space
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100073085
Street Address	132 THREE OAK TRL
City	MOUNT AIRY
State	NC
Zip	27030-6988
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RG
Legal Description	OFF SR 1815
Legal Subdivision	HOLLYSPRINGS
Jurisdiction	SURRY NC
Township / Civil Division	SOUTH WESTFIELD
Census Block Group	1
Census Block	1013
Census Tract	930102

Owner

132 Three Oak Trl, a rural home, is owned and occupied by an individual.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	132 THREE OAK TRL, MOUNT AIRY, NC 27030-6988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRULIANT FEDERAL CREDIT UNION
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRULIANT FEDERAL CREDIT UNION
Jul 5, 2018	Deed of Trust, Mortgage TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	132 THREE OAK TRL, MOUNT AIRY, NC 27030-6988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001821/149
Date	Jul 8, 2022
Book Page	1821/149
Instrument	697335

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	132 THREE OAK TRL, MOUNT AIRY, NC 27030-6988
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001812/878
Date	May 4, 2022
Book Page	1812/878
Instrument	695389

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	132 THREE OAK TRL, MOUNT AIRY, NC 27030-6988
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001637/0000000592
Date	Jul 5, 2018
Book Page	0000001637/0000000592
Instrument	000000655570

Lender

Name	TRULIANT FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	114 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 132 Three Oak Trl was $625, down 0.8% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$625.00 (-0.79%)	$75,760 (-22.5%) Land $11,000 Building $64,760	$75,760 (-22.5%) Land $11,000 Building $64,760
2025	$630.00	$97,760 Land $12,000 Building $85,760	$97,760 Land $12,000 Building $85,760
2023	$418.00	$75,760 Land $11,000 Building $64,760	$75,760 Land $11,000 Building $64,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Three Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Three Oak Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REEVES WOODS private · serves 99 people · EPA ID NC0286115
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone.

Nearby Properties on Three Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures