132 Thomas St, Biloxi, MS 39530 Property Records

Harrison County property record for 132 Thomas St, Biloxi, MS 39530

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.116 acres (5,070 sqft)
Owner	Individual Name on Record
Tax Bill	$470 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`1410K-03-159.000`

Property Details

APN / Parcel Number

Primary APN	`1410K-03-159.000`
Alternative APN	`011498`

Exterior

Lot Area	5,070 sqft (0.116 acres)
Lot Dimensions	78 ft deep x 65 ft wide

Location & Zoning

Street Address	132 THOMAS ST
City	BILOXI
State	MS
Zip	39530-4134
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BEG 91.4 FT N OF INTER N R/W JACKSON ST & E R/W THOMAS ST N 65 FT E 80 FT S 65 FT W 80 FT TO POB SEC BLK 144 IN NW1/4 OF NE1/
Legal Range	09W
Legal Township	07S
Legal Section	33
Legal Subdivision	CITY OF BILOXI
Legal Block	144
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2075
Census Tract	3600

Owner

Source: Harrison County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9201 PEACH LN, OCEAN SPRINGS, MS 39564-9215
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA
Sep 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026
Deed Sale	Sep 10, 2026
Prior Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	20265889
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 6, 2025
Property Address	132 THOMAS ST, BILOXI, MS 39530-4134
Document Number	20250007143DJ2
Instrument Date	Sep 24, 2025
Instrument	2025-0007143-D-J2
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	886 BEACH BLVD, BILOXI, MS 39530-4136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9201 PEACH LN, OCEAN SPRINGS, MS 39564-9215

Mortgage

Document Number	20250007144TJ2
Date	Oct 6, 2025
Instrument	2025-0007144-T-J2

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 5, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 10, 2026
Property Address	132 THOMAS ST, BILOXI, MS 39530-4134
Document Number	0000005889
Instrument Date	Sep 8, 2025
Instrument	20265889
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 PORTER RD, NASHVILLE, TN 37206-1216

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$470.00 (+1.08%)	$4,205 (-)	$28,031 (-) Land $28,031
2024	$465.00 (+0.87%)	$4,205 (-)	$28,031 (-) Land $28,031
2023	$461.00	$4,205	$28,031 Land $28,031
2022	$461.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	206 units insured incl. 44 condo units
Nearby Flood Claims	179 (1978–2021)
Claims Outside the SFHA	68 of 179
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Katrina, Aug 2005 · 104 claims Hurricane Georges, Oct 1998 · 11 claims Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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