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132 Third St, Franklin, NC 28734 Property Records

Macon County property record for 132 Third St, Franklin, NC 28734 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,204 sqft · built 1972
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$208,000 (Aug 2023)
Tax Bill$1,060 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN6595623749

Property Details

APN / Parcel Number

Primary APN6595623749
Alternative APNs
  • 0105093
  • 155739
  • 54301

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,204 sqft Heated Area
1st Floor Area1,204 sqft
Basement Area1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Lot Area15,682 sqft (0.36 acres)
TerrainRolling
PorchSlab
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number155739
Street Address132 THIRD ST
CityFRANKLIN
StateNC
Zip28734-2795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 HLD ACRES
Legal SubdivisionHIGHLAND ACRES
Legal Lot Number7
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1009
Census Tract970304

Owner

Source: Macon County records · APN 6595623749

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address132 THIRD ST, FRANKLIN, NC 28734-2795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Warranty Deed, Transfer · FHA Mortgage
VELLUM MORTGAGE LLC
Mar 16, 2023Intrafamily Transfer, Transfer
Jul 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Jun 20, 2018Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleNov 03, 2000
Deed Document Number20235162
Prior Transfer DateMar 15, 2023
Prior Transfer Doc00K42/1213
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 22, 2023
Property Address132 THIRD ST, FRANKLIN, NC 28734-2795
Document Number00R42/1293
Book / PageR-42 / 1293
Instrument DateAug 21, 2023
Instrument2023005162
Transaction TypeTransfer
Record UpdatedSep 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$416.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 THIRD ST, FRANKLIN, NC 28734-2795

Mortgage

Document Number2023005163
DateAug 22, 2023
Instrument2023005163
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON NC
Recording DateMar 16, 2023
Property Address132 THIRD ST, FRANKLIN, NC 28734-2795
Document Number00K42/1213
Book / PageK-42 / 1213
Map ReferenceMB G-24 PG 1857&1858
Instrument DateMar 15, 2023
Instrument2023001497
Transaction TypeTransfer
Record UpdatedMar 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address132 THIRD ST, FRANKLIN, NC 28734-2795

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address132 THIRD ST, FRANKLIN, NC 28734-2795
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 THIRD ST, FRANKLIN, NC 28734-2795

Mortgage

Document Number000Z41/107
DateJul 18, 2022
Book PageZ-41/107
Instrument2022005483
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueJun 07, 2037

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address132 THIRD ST, FRANKLIN, NC 28734-2795
Transaction TypeMortgage
Record UpdatedJul 05, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberQ38/1650
DateJun 20, 2018
Book PageQ-38/1650
Instrument2018004181
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressFRANKLIN, NC 28734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$276,550 (-) Land $33,300 Building $243,250$276,550 (-) Land $33,300 Building $243,250
2025$1,060.00 (+6.11%)$276,550 (-) Land $33,300 Building $243,250$276,550 (-) Land $33,300 Building $243,250
2023$999.00$276,550 Land $33,300 Building $243,250$276,550 Land $33,300 Building $243,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139703041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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