St. Johns County property record for 132 Suzanne Lake Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,102 sqft · built 2022 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $510,000 (Mar 2024) |
| Tax Bill | $5,734 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026485-1100 |
| Primary APN | 026485-1100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 2,102 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 132 SUZANNE LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 111/86-91 SANDY CREEK PHASE 2E LOT 110 OR5915/1128 |
| Legal Subdivision | SANDY CREEK PHASE 2E |
| Legal Block | 1 |
| Legal Lot Number | 110 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
Source: St. Johns County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 132 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 14, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Feb 1, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on Record |
| Deed Sale | Mar 14, 2024 · Amount on Record |
| Prior Sale | Feb 1, 2022 · Amount on Record |
| Deed Document Number | 202419339 |
| Deed Book / Page | 5915 / 1128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 14, 2024 |
| Property Address | 132 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994 |
| Document Number | 0059151128 |
| Book / Page | 5915 / 1128 |
| Map Reference | MB 111 PG 86-91 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024019339 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | RTS TITLE AND ESCROW, FORTIS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2568 BLUE SKIES DR, OOLTEWAH, TN 37363-2494 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 132 SUZANNE LAKE DR, ST AUGUSTINE, FL 32095-8994 |
| Document Number | 0059151131 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 5915/1131 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 132 SUZANNE LAKE DR, SAINT AUGUSTINE, FL 32095-8994 |
| Document Number | 0054830125 |
| Book / Page | 5483 / 125 |
| Map Reference | MB 111 PG 86-91 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022011613 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,524.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORPORATE SQUARE BLVD # BLVD3, BLVD3, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 132 SUZANNE LAKE DR, ST AUGUSTINE, FL 32095-8994 |
| Document Number | 0005483127 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 5483/127 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2042 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,185 (-6.25%) Land $100,000 Building $312,185 | $412,185 (-6.25%) Land $100,000 Building $312,185 | |
| 2025 | $5,734.00 (+47.59%) Homeowner's exemption | $439,685 (+37.63%) | $439,685 (+7.28%) Land $100,000 Building $339,685 |
| 2024 | $3,885.00 (+2%) | ||
| 2023 | $3,809.00 (+190.54%) Homeowner's exemption | $319,466 (+280.32%) | $409,853 (+387.92%) Land $100,000 Building $309,853 |
| 2022 | $1,311.00 | $84,000 | $84,000 Land $84,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures