132 Sunlight Ct, Frederick, MD 21702 Property Records

Frederick County property record for 132 Sunlight Ct, Frederick, MD 21702 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2010
Square Footage	3,052 sqft Living Area
Lot Size	8,710 sqft (0.2 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$392,573 (2010)
Tax Bill	$8,666.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-463547`
Alternative APN	`463547`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,052 sqft Living Area
Gross Area	3,452 sqft Gross Area
1st Floor	1,776 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	8,710 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	463547
Street Address	132 SUNLIGHT CT
City	FREDERICK
State	MD
Zip	21702-3357
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 422 PL 1 SEC 4 8,710 SQ. FT. CLOVER RIDGE
Legal Subdivision	CLOVER RDG SEC 04 01
Legal Lot Number	422
Jurisdiction	FREDERICK MD
Minor Civil Division	21, TUSCARORA
Census Blockgroup	2
Census Block	2002
Census Tract	751201

Owner

Source: Frederick County records · APN 02-463547

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 SUNLIGHT CT, FREDERICK, MD 21702-3357
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2010 · Amount on Record
Deed Sale	Mar 04, 2010 · Amount on Record
Prior Sale	Jan 20, 2010 · Amount on Record
Deed Doc Number	2010780
Deed Book / Page	7728 / 413
Record Refreshed	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	132 SUNLIGHT CT, FREDERICK, MD 21702-3357
Document Number	0134850481
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	132 SUNLIGHT CT FREDERICK MD 217023357, FREDERICK, MD 21702-3357

Mortgage

Document Number	0134850481
Date	Jan 24, 2020
Book Page	013485/000481

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,666.00 (+12.49%) Homeowner's exemption	$534,800 (+19.78%) Land $110,300 Building $424,500	$534,800 (-) Land $110,300 Building $424,500
2023	$7,704.00 Homeowner's exemption	$446,467	$534,800 Land $110,300 Building $424,500

Flood & Wildfire

132 Sunlight Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 6th percentile of exposed land nationally · 13th in Maryland
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.