132 Stephens Ln, Lumberton, TX 77657 Property Records

Hardin County property record for 132 Stephens Ln, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2002
Lot Size	0.314 acres (13,700 sqft)
Owner	Individual Name on Record
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005130-001300`

Property Details

APN / Parcel Number

Primary APN	`005130-001300`
Alternative APN	`33498`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	13,700 sqft (0.314 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	398 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33498
Street Address	132 STEPHENS LN
City	LUMBERTON
State	TX
Zip	77657-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S05130 CARRIAGE HILLS EST, LOT 26, ACRES .3145
Legal Subdivision	CARRIAGE HILLS EST
Legal Lot Number	26
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2000
Census Tract	30501

Owner

Source: Hardin County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 STEPHENS LN, LUMBERTON, TX 77657-9798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019
Deed Sale	Jul 9, 2019
Prior Sale	Oct 9, 2014
Deed Document Number	2019-96336
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	132 STEPHENS LN, LUMBERTON, TX 77657-9798
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLODIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119120
Date	Sep 24, 2021
Instrument	2021-119120

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TX
Recording Date	Jul 9, 2019
Property Address	132 STEPHENS LN, LUMBERTON, TX 77657-9798
Document Number	0000096336
Map Reference	VOL 3 PG 135
Instrument Date	Jul 1, 2019
Instrument	2019-96336
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 JAY DR, 1050, VIDOR, TX 77662-9434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 STEPHENS LN, LUMBERTON, TX 77657-9798

Mortgage

Document Number	0000096337
Date	Jul 9, 2019
Instrument	2019-96337

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (-0.19%) Homeowner's exemption	$277,344 (+1%) Land $75,000 Building $242,542	$317,542 (-) Land $75,000 Building $242,542
2024	$3,085.00 (+9.05%) Homeowner's exemption	$252,131 (-22.42%) Land $75,000 Building $242,542	$317,542 (-2.3%) Land $75,000 Building $242,542
2023	$2,829.00 Homeowner's exemption	$325,009 Land $75,000 Building $250,009	$325,009 Land $75,000 Building $250,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	33 (1989–2024)
Claims Outside the SFHA	31 of 33
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 3 claims Hurricane Ike, Sep 2008 · 4 claims Hurricane Rita, Sep 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber	1,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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