132 Split Pine Ln, Howard, PA 16841 Property Records

Centre County property record for 132 Split Pine Ln, Howard, PA 16841 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1973
Square Footage	1,575 sqft Living Area
Lot Size	99,317 sqft (2.28 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2025)
Tax Bill	$2,282.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`14-003-,007G,0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,575 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	99,317 sqft (2.28 acres)
Parking Spaces	1 Parking Spaces

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	132 SPLIT PINE LN
City	HOWARD
State	PA
Zip	16841-4008
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	LANDS/GARY L & SHIRLEY M RUPER
Jurisdiction	CENTRE PA
Minor Civil Division	WALKER
Census Blockgroup	2
Census Block	2006
Census Tract	10700

Owner

Source: Centre County records · APN 14-003-,007G,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA
Oct 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage JERSEY SHORE STATE BANK
Apr 18, 2005	Deed of Trust, Mortgage CITIZENS BANK OF PENNSYLVANIA
Jul 13, 2007	Deed of Trust, Mortgage · Stand Alone First Mortgage CITIZENS BANK OF PENNSYLVANIA
Mar 16, 2011	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA
Jun 23, 2025	Special Warranty Deed, Transfer ABSTRACT CLOSING SERVICES LLC, ABSTRACT CLOSING SERVICES
Nov 01, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Deed Book / Page	2332 / 525
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	01893/0312
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02200/0766
Date	Jun 21, 2017
Book Page	2200/0766

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 09, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02239/0902
Date	Oct 11, 2019
Book Page	2239/0902

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	BELLEFONTE, PA 16823

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN EQUITY LOANS, FIRST AMERICAN EQUITY LOAN S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01812/0886
Date	Apr 18, 2005
Book Page	1812/0886
Instrument	001090

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 04, 2015

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01991/0776
Date	Jul 13, 2007
Book Page	1991/0776

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 18, 2012

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02076/0618
Date	Mar 16, 2011
Book Page	2076/0618

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Feb 24, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CENTRE PA
Recording Date	Jun 23, 2025
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Document Number	002332/525
Book / Page	2332 / 525
Map Reference	MB 74 PG 125
Instrument Date	Jun 16, 2025
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ABSTRACT CLOSING SERVICES LLC, ABSTRACT CLOSING SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Investor	Possibly a Property Investor

November 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CENTRE PA
Recording Date	Nov 01, 2005
Property Address	132 SPLIT PINE LN, HOWARD, PA 16841-4008
Document Number	01893/0312
Book / Page	1893 / 0312
Map Reference	MB74 PG125
Instrument Date	Oct 27, 2005
Instrument	000075
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	258 SAND RIDGE RD, HOWARD, PA 16841-4013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 SAND RIDGE RD, HOWARD, PA 16841-4013

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Walker Township
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00 (+9.45%)	$34,960 (+1.67%) Land $10,630 Building $24,330
2025			$69,920 (+1.67%) Land $21,260 Building $48,660
2024	$2,085.00	$34,385 Land $10,630 Building $23,755
1994			$68,770 Land $21,260 Building $47,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 79% of Pennsylvania
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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