132 Sharp Mountain Crk, Ball Ground, GA 30107 Property Records

Cherokee County property record for 132 Sharp Mountain Crk, Ball Ground, GA 30107

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,141 sqft · built 2019
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2018)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03N01 148`

Property Details

APN / Parcel Number

Primary APN	`03N01 148`
Alternative APNs	`1209926` `378548`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,141 sqft Heated Area
Basement Area	4,224 sqft
Finished Basement	2,112 sqft
Unfinished Basement	2,112 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	89,298 sqft (2.05 acres)
Porch	Open Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	378548
Old Parcel Number	03N01148
Street Address	132 SHARP MOUNTAIN CRK
City	BALL GROUND
State	GA
Zip	30107-3885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 29, THE ESTATES @ SHARPMTN CREEK
Legal Subdivision	THE ESTATES @ SHARPMTN CREEK
Legal Lot Number	29
Jurisdiction	CHEROKEE GA
Township / Civil Division	BALL GROUND
Census Block Group	3
Census Block	3009
Census Tract	90102

Owner

132 Sharp Mountain Crk is owned and occupied by two individuals who bought it in October 2018.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage CAPITAL CITY HM LNS LLC
Feb 24, 2020	Loan Modification, Mortgage UNITED CMNTY BK
May 28, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UNITED CMNTY BK
Nov 8, 2018	Grant Deed, Transfer ATTORNEY ONLY
Nov 8, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Deed Document Number	0143151624
Deed Book / Page	14315 / 1624
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Document Number	0145532699
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 SHARP MOUNTAIN CRK BALL GROUND GA 301073885, BALL GROUND, GA 30107-3885

Mortgage

Document Number	0145532699
Date	Nov 6, 2020
Book Page	014553/002699

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2035

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHEROKEE GA
Property Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Document Number	0144542686
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 SHARP MOUNTAIN CRK BALL GROUND GA 301073885, BALL GROUND, GA 30107-3885

Mortgage

Document Number	0144542686
Date	Mar 23, 2020
Book Page	014454/002686

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE GA
Recording Date	May 28, 2019
Property Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Document Number	0143610420
Book / Page	014361 / 000420
Instrument Date	May 24, 2019
Instrument	16694
Transaction Type	Construction Loan
Record Updated	Jun 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 SHARP MOUNTAIN CRK BALL GROUND GA 30107, BALL GROUND, GA 30107

Mortgage

Document Number	143610420
Date	May 28, 2019
Book Page	014361/000420
Instrument	16694

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Nov 8, 2018
Property Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Document Number	0143151624
Book / Page	014315 / 001624
Instrument Date	Oct 26, 2018
Instrument	38442
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 SHARP MOUNTAIN CRK BALL GROUND GA 30107, BALL GROUND, GA 30107

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE GA
Recording Date	Nov 8, 2018
Property Address	132 SHARP MOUNTAIN CRK, BALL GROUND, GA 30107-3885
Document Number	0143151623
Book / Page	014315 / 001623
Instrument Date	Oct 24, 2018
Instrument	38441
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 SHARP MOUNTAIN CRK BALL GROUND GA 30107, BALL GROUND, GA 30107

Tax Assessment & Valuation

The 2025 property tax bill for 132 Sharp Mountain Crk was $2,164 with exemptions applied.

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,164.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$372,040 Land $66,000 Building $306,040	$930,100 Land $165,000 Building $765,100
2023		$331,880 (+5.43%) Land $50,600 Building $281,280	$829,700 (+5.43%) Land $126,500 Building $703,200
2022	$4,931.00 Homeowner's exemption Senior Citizen's exemption	$314,800 Land $54,560 Building $260,240	$787,000 Land $136,400 Building $650,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Sharp Mountain Crk in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Sharp Mountain Crk is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALL GROUND serves 2,470 people · EPA ID GA0570000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
ETC Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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