McCracken County property record for 132 S 3rd St, Paducah, KY 42001
| Property Type | Commercial |
|---|---|
| Lot Size | 0.025 acres (1,102 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Nov 2025) |
| Tax Bill | $877 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2024 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 112-13-23-031 |
| Primary APN | 112-13-23-031 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,102 sqft (0.025 acres) |
|---|---|
| Lot Dimensions | 58 ft deep x 19 ft wide |
| Account Number | 156558 |
|---|---|
| Street Address | 132 S 3RD ST |
| City | PADUCAH |
| State | KY |
| Zip | 42001-0786 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1-11-2 19 X 58 132 SOUTH 3RD ST |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30300 |
132 S 3rd St, a commercial property, is owned by a company that bought it in November 2025.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 265 VALLEY RD, PADUCAH, KY 42001-4774 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Dec 4, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Prior Sale | Dec 4, 2024 · Amount on File |
| Deed Document Number | 2025727582 |
| Deed Book / Page | 1532 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 132 S 3RD ST, PADUCAH, KY 42001-0786 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 VALLEY RD, PADUCAH, KY 42001-4774 |
| Document Number | 0M1859/121 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | M1859/121 |
| Instrument | 727583 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 30, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Dec 4, 2024 |
| Property Address | 132 S 3RD ST, PADUCAH, KY 42001-0786 |
| Document Number | 0D1512/839 |
| Book / Page | D1512 / 839 |
| Instrument Date | Dec 3, 2024 |
| Instrument | 706203 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 CANTER CT, PADUCAH, KY 42001-7801 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 348 LAKE DR, BENTON, KY 42025-5904 |
The 2025 property tax bill for 132 S 3rd St was $877.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | Paducah Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (+32.65%) | $325,000 (+32.65%) | |
| 2025 | $877.00 | $245,000 | $245,000 |
| 2023 | $628.00 (-75.94%) | $175,000 (-) | $175,000 (-) |
| 2022 | $2,610.00 | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 S 3rd St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 132 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Quad State Internet.
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