132 Rocky Ridge Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 132 Rocky Ridge Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1985
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Jul 2021)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154710`

Property Details

APN / Parcel Number

Primary APN	`R154710`
Alternative APNs	`00821200801400111` `154710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	1,759 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	315 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	132 ROCKY RIDGE RD
City	RED OAK
State	TX
Zip	75154-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 8 SHADOWRIDGE #2 0.589 ACRES
Legal Subdivision	SHADOWRIDGE #2
Legal Block	8
Legal Lot Number	14
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3012
Census Tract	60207

Owner

132 Rocky Ridge Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	132 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 12, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Oct 23, 2007 · Amount on File
Deed Document Number	202132992
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000032992
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jul 28, 2021
Property Address	132 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	2132992
Map Reference	CAB B SL 68
Instrument Date	Jul 26, 2021
Instrument	2132992
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 LONGLEAF LN, FORT WORTH, TX 76137-1907

Mortgage

Document Number	2132993
Date	Jul 28, 2021
Instrument	2132993

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	132 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	0000021916
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	132 ROCKY RIDGE RD RED OAK TX 751545018, RED OAK, TX 75154-5018

Mortgage

Document Number	0000021916
Date	Jul 1, 2020
Instrument	21916

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 132 Rocky Ridge Rd was $2,697 with exemptions applied, down 31.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,819 (+9.87%) Land $95,000 Building $274,819	$369,819 (+9.87%) Land $95,000 Building $274,819
2025	$2,697.00 (-31.76%) Homeowner's exemption Senior Citizen's exemption	$336,612 Land $95,000 Building $241,612	$336,612 Land $95,000 Building $241,612
2024	$3,952.00 (-8.31%)
2023	$4,310.00	$388,526 Land $75,000 Building $313,526	$388,526 Land $75,000 Building $313,526
2018	$3,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Rocky Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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