Montgomery County property record for 132 Robert St, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 725 sqft · built 1951 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,266 (2024) |
| Deeds & Mortgages | Apr 2022 Transfer Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | K48 00101 0220 |
| Primary APN | K48 00101 0220 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 725 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 484 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 132 ROBERT ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 776 |
| Legal Subdivision | CITY/WEST CARROLLTON REV |
| Legal Lot Number | 220 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50301 |
132 Robert St, a single family home, is owned by an individual.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 S SNYDER RD, NEW LEBANON, OH 45345-9355 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Transfer on Death Deed, Transfer |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CU |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CU |
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL 1 CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 11, 2022 |
| Property Address | 132 ROBERT ST, DAYTON, OH 45449-1224 |
| Document Number | 0000024707 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-00024707 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 S SNYDER RD, NEW LEBANON, OH 45345-9355 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 132 ROBERT ST, DAYTON, OH 45449-1224 |
| Document Number | 0000048742 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | OHIO TITLE CORPORATION, OHIO TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 132 ROBERT ST DAYTON OH 454491224, DAYTON, OH 45449-1224 |
| Document Number | 0000048742 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 48742 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409-0467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 132 ROBERT ST, DAYTON, OH 45449-1224 |
| Document Number | 0000023263 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 132 ROBERT ST DAYTON OH 454491224, DAYTON, OH 45449-1224 |
| Document Number | 0000023263 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 23263 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409-0467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 7, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 132 ROBERT ST, DAYTON, OH 45449-1224 |
| Document Number | 0000057904 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 132 ROBERT ST DAYTON OH 454491224, DAYTON, OH 45449-1224 |
| Document Number | 0000057904 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 57904 |
| Name | UNIVERSAL 1 CU |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45409-0467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2033 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,750 Land $6,680 Building $25,070 | ||
| 2024 | $2,266.00 (+7.9%) | ||
| 2023 | $2,100.00 (+5%) | $31,750 (+34.02%) Land $6,680 Building $25,070 | $90,700 Land $19,080 Building $71,620 |
| 2022 | $2,000.00 | $23,690 Land $4,980 Building $18,710 | |
| 2020 | $67,690 Land $14,240 Building $53,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 132 Robert St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 132 Robert St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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