132 Riverwoods Estates Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 132 Riverwoods Estates Dr, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,591 sqft · built 2018
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Aug 2017)
Tax Bill	$2,913 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-1-01.0-0-000-071.000`

Property Details

APN / Parcel Number

Primary APN	`28-1-01.0-0-000-071.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Frame
Lot Area	222,156 sqft (5.09 acres)

Location & Zoning

Street Address	132 RIVERWOODS ESTATES DR
City	SAINT CLAIR
State	MO
Zip	63077-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT NW SW
Legal Range	02W
Legal Township	41
Legal Section	01
Jurisdiction	FRANKLIN MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3076
Census Tract	800501

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Sep 14, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Sep 15, 2018	Deed of Trust, Mortgage BANK OF FRANKLIN CNTY
Dec 6, 2017	Trustee's Deed, Construction Loan · Line of Credit BANK OF FRANKLIN CNTY
Aug 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	1712584
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Document Number	0000021619
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 RIVERWOODS ESTATES DR ST CLAIR MO 630774746, ST CLAIR, MO 63077-4746

Mortgage

Document Number	0000021619
Date	Dec 10, 2020
Instrument	21619

Lender

Name	PNC BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Document Number	0000013149
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 RIVERWOODS ESTATES DR ST CLAIR MO 630774746, ST CLAIR, MO 63077-4746

Mortgage

Document Number	0000013149
Date	Oct 1, 2019
Instrument	13149

Lender

Name	PNC BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Document Number	0000013859
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 RIVERWOODS ESTATES DR ST CLAIR MO 630774746, ST CLAIR, MO 63077-4746

Mortgage

Document Number	0000013859
Date	Oct 5, 2018
Instrument	13859

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 6, 2017
Property Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Instrument Date	Nov 10, 2017
Instrument	18477
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1302 HIGHWAY AT VILLA RIDGE MO 630892130, VILLA RIDGE, MO 63089-2130

Mortgage

Document Number	0000018477
Date	Dec 6, 2017
Instrument	18477

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2018

Interest

Rate Type	Adjustable Rate

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 17, 2017
Property Address	132 RIVERWOODS ESTATES DR, SAINT CLAIR, MO 63077-4746
Document Number	0000012584
Instrument Date	Aug 14, 2017
Instrument	12584
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1302 HIGHWAY AT VILLA RIDGE MO 630892130, VILLA RIDGE, MO 63089-2130

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Sullivan C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,913.00 (+13.52%)	$44,940 (+2.44%)	$236,530 (+2.44%) Land $28,460 Building $208,070
2023	$2,566.00 (-0.23%)	$43,871	$230,900 Land $24,170 Building $206,730
2022	$2,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3
Sparklight DSL	25 / 3

May also be available: Verizon.

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