132 River Rd, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 132 River Rd, Jay, NY 12941 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 450 sqft · built 1967
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2012)
Tax Bill	$8,412 (2025)
Deeds & Mortgages	Dec 2021 Refinance
APN	`152800 7.79-3-1.000`

Property Details

APN / Parcel Number

Primary APN	`152800 7.79-3-1.000`
Alternative APNs	`280000707900030010000000` `615J177056`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	450 sqft Living Area
1st Floor Area	360 sqft
Upper Floors Area	90 sqft
Attic	Attic
Attic Area	90 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	26,136 sqft (0.6 acres)
View / Lot	Waterfront / Beach
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J177056
Street Address	132 RIVER RD
City	JAY
State	NY
Zip	12941-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74 JAY TRACT
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1009
Census Tract	960200

Owner

Source: Essex County and Jay Town records · APN 152800 7.79-3-1.000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 N LYONS AVE, ALBANY, NY 12204-2215
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2012 · Amount on Record
Deed Sale	Jul 12, 2012 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Book / Page	1702 / 6
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	132 RIVER RD, JAY, NY 12941-2548
Transaction Type	Mortgage
Record Updated	Jan 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020216622
Date	Dec 17, 2021
Instrument	2021-6622

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,412.00 (+307.36%)	$407,600 (+29.27%) Land $316,300 Building $91,300	$407,600 (+29.27%) Land $316,300 Building $91,300
2023		$315,300 (+127.65%) Land $270,000 Building $45,300	$315,300 (+127.65%) Land $270,000 Building $45,300
2022	$2,065.00 (-29.01%)	$138,500 Land $91,500 Building $47,000	$138,500 Land $91,500 Building $47,000
2020	$2,909.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360319602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018, tidal / storm surge
Flood Events	Hurricane Irene (Aug 2011), 2 claims Severe Storms High Winds, Rain And Flooding (Nov 1996), 3 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 11% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.