132 Ridgewood Dr, Freedom, PA 15042 Property Records

Beaver County property record for 132 Ridgewood Dr, Freedom, PA 15042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Apr 2002)
Tax Bill	$488 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-032-0244.000`

Property Details

APN / Parcel Number

Primary APN	`60-032-0244.000`
Alternative APN	`60-032-0244.000-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Deck Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	60-032-0244.000
Street Address	132 RIDGEWOOD DR
City	FREEDOM
State	PA
Zip	15042-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 263 RIDGEWD PL2 HSE IMP
Legal Subdivision	BOROUGH ECONOMY
Legal Lot Number	263
Jurisdiction	BEAVER PA
Township / Civil Division	ECONOMY
Census Block Group	2
Census Block	2000
Census Tract	603801

Owner

132 Ridgewood Dr is owned and occupied by two individuals who bought it in April 2002.

Source: Beaver County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 RIDGEWOOD DR, FREEDOM, PA 15042-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2002 · Amount on File
Deed Sale	Apr 30, 2002 · Amount on File
Deed Book / Page	312 / 5319
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	132 RIDGEWOOD DR, FREEDOM, PA 15042-2528
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 RIDGEWOOD DR, FREEDOM, PA 15042-2528

Mortgage

Document Number	3644763
Date	Sep 13, 2021
Instrument	3644763

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAVER PA
Property Address	132 RIDGEWOOD DR, FREEDOM, PA 15042-2528
Document Number	0003609584
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	SETTLEMENTS LIMITED, SETTLEMENTS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 RIDGEWOOD DR FREEDOM PA 150422528, FREEDOM, PA 15042-2528

Mortgage

Document Number	0003609584
Date	Apr 2, 2020
Instrument	3609584

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 132 Ridgewood Dr was $488.

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Beaver County
Municipality	Economy Borough
Unified School District	Ambridge Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,150 Land $21,100 Building $87,050	$216,300 Land $42,200 Building $174,100
2025	$488.00
2023	$3,814.00	$30,400 Land $5,150 Building $25,250
1982			$60,800 Land $10,300 Building $50,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBRIDGE WATER AUTH serves 19,500 people · EPA ID PA5040008
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2023
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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