132 Redbud Rd, Edgewood, MD 21040 Property Records

Harford County property record for 132 Redbud Rd, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,620 sqft · built 1977
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2020)
Tax Bill	$2,234 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-082523`

Property Details

APN / Parcel Number

Primary APN	`01-082523`
Alternative APNs	`1082523` `082523`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	082523
Street Address	132 REDBUD RD
City	EDGEWOOD
State	MD
Zip	21040-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 199 40/40X125 AV 132 REDBUD ROAD WILLOUGHBY WOODS P 36/90
Legal Subdivision	WILLOUGHBY WOODS
Legal Lot Number	199
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	301602

Owner

132 Redbud Rd is owned and occupied by an individual who bought it in October 2020.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	132 REDBUD RD, EDGEWOOD, MD 21040-3526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP
Mar 23, 2018	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Jul 26, 2005 · Amount on File
Deed Book / Page	14191 / 1
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0127480391
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 19, 2020
Property Address	132 REDBUD RD, EDGEWOOD, MD 21040-3526
Document Number	0141910001
Book / Page	14191 / 1
Map Reference	MB 36 FO 90
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	VELOCITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	132 REDHUD ROAD, EDGEWOOD, MD 21040-3526

Mortgage

Document Number	0000141917
Date	Oct 19, 2020
Instrument	14191/7

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 23, 2018
Property Address	132 REDBUD RD, EDGEWOOD, MD 21040-3526
Document Number	0127480391
Book / Page	012748 / 000391
Instrument Date	Mar 8, 2018
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	KEY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	132 REDBUD RD EDGEWOOD MD 210403526, EDGEWOOD, MD 21040-3526

Mortgage

Document Number	127480398
Date	Mar 23, 2018
Book Page	012748/000398

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 132 Redbud Rd was $2,234, up 14.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,234.00 (+14.1%)	$205,000 (+6.59%) Land $50,000 Building $155,000	$205,000 (-) Land $50,000 Building $155,000
2025	$1,958.00	$192,333	$205,000 Land $50,000 Building $155,000
2023		$167,000 Land $50,000 Building $117,000	$167,000 Land $50,000 Building $117,000
2022	$1,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Redbud Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Redbud Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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