132 Rapp Rd, Middleburgh, NY 12122 Property Records

Albany County and Berne Town property record for 132 Rapp Rd, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,860 sqft · built 1985
Lot Size	17.2 acres (752,281 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Nov 2013)
Tax Bill	$4,181 (2026)
Deeds & Mortgages	Mar 2019 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012000 124.-2-3`

Property Details

APN / Parcel Number

Primary APN	`012000 124.-2-3`
Alternative APNs	`200012400000020030000000` `12400000020030000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	1,380 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	752,281 sqft (17.2 acres)
Porch	Slab
Porch Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12400000020030000000
Street Address	132 RAPP RD
City	MIDDLEBURGH
State	NY
Zip	12122-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAF
Legal Description	1.-41-3
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	BERNE
Census Block Group	1
Census Block	1063
Census Tract	14801

Owner

132 Rapp Rd is owned and occupied by an individual who bought it in November 2013.

Source: Albany County and Berne Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	132 RAPP RD, MIDDLEBURGH, NY 12122-2706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Jun 6, 2018	Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/COXSACKIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2013 · Amount on File
Deed Sale	Nov 25, 2013 · Amount on File
Prior Sale	Mar 21, 1994 · Amount on File
Deed Document Number	201311517148
Deed Book / Page	3084 / 441
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	132 RAPP RD, MIDDLEBURGH, NY 12122-2706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004460
Date	Mar 6, 2019
Instrument	R2019-04460

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	132 RAPP RD, MIDDLEBURGH, NY 12122-2706
Document Number	0000012785
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 RAPP RD MIDDLEBURGH NY 121222706, MIDDLEBURGH, NY 12122-2706

Mortgage

Document Number	0000012785
Date	Jun 12, 2018
Instrument	12785

Lender

Name	NATIONAL BK/COXSACKIE
Type	Bank
Address	COXSACKIE, NY 12051-0400

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 11, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 132 Rapp Rd was $4,181.

Source: Albany County and Berne Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Berne Town
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,181.00
2025		$74,000 Land $24,500 Building $49,500	$194,737 Land $64,474 Building $130,263
2023		$74,000 Land $24,500 Building $49,500	$172,093 Land $56,977 Building $115,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Rapp Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Rapp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MIDTEL Fiber	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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