132 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 132 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,532 sqft · built 1983
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Feb 2024)
Tax Bill	$8,188 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-09-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00001-09-00009`
Alternative APNs	`2100001000900009` `30190900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Porch	Open Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	30190900
Street Address	132 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	THENCE RUNNING
Legal Block	1.9
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3009
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed, Transfer · Conventional Mortgage NAVY FCU
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	20247302
Deed Book / Page	9676 / 3582
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 2, 2024
Property Address	132 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Document Number	0096763582
Book / Page	9676 / 3582
Instrument Date	Jan 19, 2024
Instrument	2024007302
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 PINEHURST DR # DR28A, DR28A, LAKEWOOD, NJ 08701-4463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 PINE NEEDLE ST, HOWELL, NJ 07731-2687

Mortgage

Document Number	2024007303
Date	Feb 2, 2024
Instrument	2024007303

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	132 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095149885
Date	May 26, 2021
Book Page	9514/9885
Instrument	2021084803

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 9, 2020
Property Address	132 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Document Number	0000035869
Book / Page	009405 / 008260
Instrument Date	Mar 20, 2020
Instrument	35869
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 PINE NEEDLE ST HOWELL NJ 077312687, HOWELL, NJ 07731-2687

Mortgage

Document Number	35870
Date	Apr 9, 2020
Book Page	009405/008287
Instrument	35870

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,100 (+8.67%) Land $369,200 Building $149,900	$519,100 (+8.67%) Land $369,200 Building $149,900
2025	$8,188.00 (+2.48%)	$477,700 (+23.31%) Land $329,200 Building $148,500	$477,700 (+23.31%) Land $329,200 Building $148,500
2024	$7,990.00 (+20.01%)
2023		$387,400 (+21.48%) Land $229,200 Building $158,200	$387,400 (+21.48%) Land $229,200 Building $158,200
2022	$6,658.00 (-3.76%)	$318,900 Land $169,200 Building $149,700	$318,900 Land $169,200 Building $149,700
2021	$6,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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