132 Peyton Cir, Oxford, MS 38655 Property Records

Lafayette County property record for 132 Peyton Cir, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,272 sqft · built 2000
Lot Size	0.478 acres (20,826 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2020)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182Y-09-179.00`

Property Details

APN / Parcel Number

Primary APN	`182Y-09-179.00`
Alternative APNs	`114K-09-055` `21259`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,272 sqft Living Area
1st Floor Area	1,884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,826 sqft (0.478 acres)
Lot Dimensions	185 ft deep x 124 ft wide
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21259
Street Address	132 PEYTON CIR
City	OXFORD
State	MS
Zip	38655-8111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 SOUTH OAKS S/D 1ST ADDN PHASE 4 PREV APN: 114K-09-055
Legal Range	03W
Legal Township	09S
Legal Section	09
Legal Subdivision	SOUTH OAKS SD
Legal Phase	4
Legal Lot Number	134
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	950505

Owner

132 Peyton Cir is owned and occupied by an individual who bought it in January 2020.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	132 PEYTON CIR, OXFORD, MS 38655-8111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Document Number	2020779
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jan 29, 2020
Property Address	132 PEYTON CIR, OXFORD, MS 38655-8111
Document Number	202000779
Instrument Date	Jan 27, 2020
Instrument	202000779
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 PEYTON CIR, 132, OXFORD, MS 38655-8111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 PEYTON CIR, OXFORD, MS 38655-8111

Mortgage

Document Number	202000780
Date	Jan 29, 2020
Instrument	202000780

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 132 Peyton Cir was $2,785 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 Homeowner's exemption	$23,718	$237,180 Land $45,000 Building $192,180
2023	$2,273.00 Homeowner's exemption	$19,783	$197,830 Land $45,000 Building $152,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 132 Peyton Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 Peyton Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
North East Fiber Fiber	2,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
AT&T DSL	100 / 20