Surry County property record for 132 Old NC 89, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,363 sqft · built 1947 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2026) |
| Tax Bill | $668 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4042-00-72-6476 |
| Primary APN | 4042-00-72-6476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,363 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Width | 161 ft Width |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100102706 |
|---|---|
| Street Address | 132 OLD NC 89 |
| City | LOWGAP |
| State | NC |
| Zip | 27024-9138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | OLD N C 89 |
| Legal Subdivision | LOWGAP |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930803 |
132 Old NC 89, a rural home, is owned and occupied by an individual who bought it in August 2026.
Source: Surry County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 132 OLD NC 89, LOWGAP, NC 27024-9138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on File |
| Deed Sale | Aug 5, 2026 · Amount on File |
| Prior Sale | Oct 7, 2016 · Amount on File |
| Deed Document Number | 2026735900 |
| Deed Book / Page | 1984 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 132 OLD NC 89, LOWGAP, NC 27024-9138 |
| Document Number | 0000735900 |
| Book / Page | 1984 / 580 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026735900 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 OLD NC 89, LOWGAP, NC 27024-9138 |
| Document Number | 0000735901, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026735901 |
| Name | RURAL HOUSING SERVICE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Aug 5, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 132 Old NC 89 was $668, down 2.8% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668.00 (-2.77%) | $79,700 (-24.2%) Land $13,200 Building $66,500 | $79,700 (-24.2%) Land $13,200 Building $66,500 |
| 2025 | $687.00 | $105,140 Land $13,200 Building $91,940 | $105,140 Land $13,200 Building $91,940 |
| 2023 | $439.00 | $79,700 Land $13,200 Building $66,500 | $79,700 Land $13,200 Building $66,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 132 Old NC 89 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 132 Old NC 89 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
No cell data coverage reported
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