Monroe County property record for 132 Ocean Dr, Tavernier, FL 33070 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,172 sqft Living Area |
| Lot Size | 7,700 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2017) |
| Tax Bill | $522.00 (2024) |
| Primary APN | 00437430-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,172 sqft Living Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Other Exterior |
| Foundation Type | Pile Foundation |
| Roof Construction | Flat Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,700 sqft (0.176 acres) |
| Depth X Width | 110 ft x 70 ft Depth x Width |
| Porch | Open Porch |
| Heating System | Forced Air Heating |
|---|
| Account Number | 1535354 |
|---|---|
| Old Parcel Number | 04633800437430000000 |
| Street Address | 132 OCEAN DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 8 LT 21 REVISED PLAT OF TROPICAL ATLANTIC SHORES FIRST ADD PLANTATION KEY PB5-83 OR840-1574 OR1049-1765 OR2844-1931 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES 1ST ADD |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records · APN 00437430-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 132 OCEAN DR, TAVERNIER, FL 33070-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERISAVE MORTGAGE CORP |
| May 10, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Mar 21, 2017 | Warranty Deed, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on Record |
| Deed Sale | Mar 21, 2017 · Amount on Record |
| Deed Doc Number | 2115214 |
| Deed Book / Page | 2844 / 1931 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 132 OCEAN DR, TAVERNIER, FL 33070-2340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 132 OCEAN DR, TAVERNIER, FL 33070-2340 |
| Document Number | 0031021509 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 3102/1509 |
| Instrument | 2323124 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 132 OCEAN DR, TAVERNIER, FL 33070-2340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | SUNSHINE TITLE OF THE KEYS |
| Name | Verified Name |
|---|
| Document Number | 0029631381 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 2963/1381 |
| Instrument | 2219447 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 21, 2017 |
| Property Address | 132 OCEAN DR, TAVERNIER, FL 33070-2340 |
| Document Number | 0028441931 |
| Book / Page | 002844 / 001931 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 2115214 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 OCEAN DR TAVERNIER FL 330702340, TAVERNIER, FL 33070-2340 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736,759 (+5.99%) | $930,595 (-1.25%) Land $349,965 Building $580,630 | |
| 2024 | $522.00 | ||
| 2023 | $522.00 Homeowner's exemption | $695,142 (+3%) | $942,339 (+13.52%) Land $408,293 Building $534,046 |
| 2022 | $522.00 Homeowner's exemption | $674,896 | $830,111 Land $295,526 Building $534,585 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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