132 Norman Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 132 Norman Ave, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,029 sqft · built 1933
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-311-034-1`

Property Details

APN / Parcel Number

Primary APN	`100-311-034-1`
Alternative APNs	`100-311-034` `1003110127`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,029 sqft Living Area
1st Floor Area	1,029 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Bungalow
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,300 sqft (0.122 acres)
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	132 NORMAN AVE
City	CONCORD
State	CA
Zip	94520-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	MAP OF CLYDE LOT 12 BLK 7 & POR TR ADJ
Legal Subdivision	MAP CLYDE
Legal Block	7
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1058
Census Tract	315000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 NORMAN AVE, CONCORD, CA 94520-1105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage POWER CHOICE MORTGAGE POWER CHOICE MORTGAGE
Sep 5, 2017	Loan Modification, Mortgage · Line of Credit POPULAR CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 1993
Transfer Doc	0000308115
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	132 NORMAN AVE, CONCORD, CA 94520-1105
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 NORMAN AVE, CONCORD, CA 94520-1105

Mortgage

Document Number	0000039175
Date	Feb 9, 2021
Instrument	2021-039175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	132 NORMAN AVE, CONCORD, CA 94520-1105
Document Number	0000008091
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 NORMAN AVE CONCORD CA 945201105, CONCORD, CA 94520-1105

Mortgage

Document Number	0000008091
Date	Jan 18, 2018
Instrument	8091

Lender

Name	POWER CHOICE MORTGAGE POWER CHOICE MORTGAGE
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	132 NORMAN AVE, CONCORD, CA 94520-1105
Document Number	0000169228
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 NORMAN AVE CONCORD CA 945201105, CONCORD, CA 94520-1105

Mortgage

Document Number	0000169228
Date	Sep 18, 2017
Instrument	169228

Lender

Name	POPULAR CMNTY BK
Address	NEW YORK, NY 10004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$134,614 (+2%) Land $67,661 Building $66,953
2025	$2,319.00 (+5.03%) Homeowner's exemption	$131,976 (+4.04%) Land $66,335 Building $65,641
2023	$2,208.00 (+0.91%) Homeowner's exemption	$126,853 Land $63,760 Building $63,093
2022	$2,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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