132 N Sunset Hbr, Freeport, FL 32439 Property Records

Walton County property record for 132 N Sunset Hbr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,088 sqft · built 2022
Lot Size	0.566 acres (24,636 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Sep 2021)
Tax Bill	$75 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`30-1S-19-23010-000-0600`

Property Details

APN / Parcel Number

Primary APN	`30-1S-19-23010-000-0600`
Alternative APNs	`30-119-23010-000-0600` `1066195`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	4,366 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,636 sqft (0.566 acres)
Lot Dimensions	221 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	636 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 N SUNSET HBR
City	FREEPORT
State	FL
Zip	32439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 60 BAY HARBOUR S/D PB 12-26 AMENDED PB 13-13
Legal Range	019
Legal Township	01S
Legal Section	30
Legal Subdivision	BAY HARBOUR
Legal Block	6
Legal Lot Number	60
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2068
Census Tract	950502

Owner

132 N Sunset Hbr is owned and occupied by two individuals who bought it in September 2021.

Source: Walton County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 N SUNSET HBR, FREEPORT, FL 32439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Jun 11, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 16, 2023	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 2, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage 1ST SIGNATURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	202144102
Deed Book / Page	3214 / 2494
Prior Transfer Date	Aug 16, 2011
Prior Transfer Doc	0028714275
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2026
Property Address	132 N SUNSET HBR, FREEPORT, FL 32439
Document Number	0033924091
Book / Page	3392 / 4091
Instrument Date	Mar 26, 2026
Instrument	202612485
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439

Mortgage

Document Number	0000012485,
Date	Apr 1, 2026
Book Page	3392/4091
Instrument	202612485

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439

Mortgage

Document Number	0033271782
Date	Jun 11, 2024
Book Page	3327/1782
Instrument	20240020707

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439

Mortgage

Document Number	0032923884
Date	Jun 16, 2023
Book Page	3292/3884
Instrument	20230021395

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 2, 2021
Property Address	132 N SUNSET HARBOUR, FREEPORT, FL 32439
Document Number	0032142494
Book / Page	3214 / 2494
Map Reference	MB 12 PG 26-26C
Instrument Date	May 20, 2021
Instrument	20210044102
Transaction Type	Construction Loan
Record Updated	Dec 18, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Amount	Amount on Record
Tax	$574.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	373 MORRISON AVE, SANTA ROSA BEACH, FL 32459-5599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 BRIGHTON CV, FREEPORT, FL 32439-2338

Mortgage

Document Number	0032142496
Date	Sep 2, 2021
Instrument	3214/2496

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 132 N Sunset Hbr was $75 with exemptions applied.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00 Homeowner's exemption Veteran's exemption	$617,181	$710,359 Land $150,000 Building $560,359
2024	$75.00
2023	$75.00 (-88.92%) Homeowner's exemption	$738,562 (+831.45%) Land $71,434 Building $667,128	$738,562 (+831.45%) Land $71,434 Building $667,128
2022	$677.00	$79,292 Land $79,292	$79,292 Land $79,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 N Sunset Hbr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 N Sunset Hbr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Sunset Hbr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures