132 Minas Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 132 Minas Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 1988
Lot Size	0.49 acres (21,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (Sep 2021)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402304211001`

Property Details

APN / Parcel Number

Primary APN	`402304211001`
Alternative APNs	`00952620894903` `10004606955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	2,378 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,323 sqft (0.49 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Slab
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620894903
Street Address	132 MINAS CT
City	PUNTA GORDA
State	FL
Zip	33983-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK562 LTS 29&30 994/656 2128/670 CD4654/581 4843/1046
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	562
Legal Lot Number	29,30
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Sep 17, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Correction Deed ATTORNEY ONLY
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Nov 19, 2002 · Amount on Record
Deed Document Number	20212999024
Deed Book / Page	4843 / 1046
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0046540581
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MINZS CT, PUNTA GORDA, FL 33983-5347

Mortgage

Document Number	0049690760
Date	Apr 22, 2022
Book Page	4969/760
Instrument	3091329

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 17, 2021
Property Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347
Document Number	0048431046
Book / Page	4843 / 1046
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Sep 10, 2021
Instrument	2999024
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2845 CIRCLE RIDGE DR, ORANGE PARK, FL 32065-5764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347

Mortgage

Document Number	0048431048
Date	Sep 17, 2021
Instrument	4843/1048

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 30, 2020
Property Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347
Document Number	0046540581
Book / Page	004654 / 000581
Instrument Date	Oct 30, 2020
Instrument	2867434
Record Updated	Dec 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 CIRCLE RIDGE DR ORANGE PARK FL 320655764, ORANGE PARK, FL 32065-5764

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	132 MINAS CT, PUNTA GORDA, FL 33983-5347
Document Number	0045561576
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MINAS CT PUNTA GORDA FL 339835347, PUNTA GORDA, FL 33983-5347

Mortgage

Document Number	0045561576
Date	Mar 26, 2020
Book Page	004556/001576
Instrument	2799247

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00 (-30.67%) Homeowner's exemption	$386,296 (+5.99%)	$435,582 (+30.66%) Land $66,300 Building $369,282
2024	$7,535.00 (+25.15%)
2023	$6,021.00 (+5.12%) Homeowner's exemption	$364,475 (+3%)	$333,365 (-5.79%) Land $71,000 Building $262,365
2022	$5,728.00 Homeowner's exemption	$353,859 Land $49,300 Building $304,559	$353,859 Land $49,300 Building $304,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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