132 Main St E, Richmond, MN 56368 Property Records

Stearns County property record for 132 Main St E, Richmond, MN 56368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1900
Lot Size	0.404 acres (17,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2024)
Tax Bill	$4,386 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40832-0000`

Property Details

APN / Parcel Number

Primary APN	`74-40832-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	745 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,608 sqft (0.404 acres)
Lot Dimensions	142 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Patio Area	144 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	132 MAIN ST E
City	RICHMOND
State	MN
Zip	56368-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 & LOT 11 & W 24' OF LOT 12 BRUNING'S ADD SECTION 24 TOWNSHIP 123 RANGE 031 BRUNING'S ADD SECTION 24 TOWNSHIP 123 RANGE
Legal Range	31W
Legal Township	123
Legal Section	24
Legal Subdivision	BRUNINGS ADD
Legal Block	22
Legal Lot Number	10-12
Jurisdiction	STEARNS MN
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1087
Census Tract	11102

Owner

Source: Stearns County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 MAIN ST E, RICHMOND, MN 56368-8234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit COMPEER FINANCIAL PCA
Dec 22, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	20241654856
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Apr 7, 2026
Property Address	132 MAIN ST E, RICHMOND, MN 56368-8234
Document Number	0001710884
Instrument Date	Apr 3, 2026
Instrument	20261710884
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18664 435TH ST, HOLDINGFORD, MN 56340-9746

Mortgage

Document Number	0001710884,
Date	Apr 7, 2026
Instrument	20261710884

Lender

Name	COMPEER FINANCIAL PCA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

Interest

Rate	6%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 22, 2022
Property Address	132 MAIN ST E, RICHMOND, MN 56368-8234
Document Number	00A1646497
Instrument Date	Dec 21, 2022
Instrument	A1646497
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 237, RICHMOND, MN 56368-0237

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 1, 2022
Property Address	132 MAIN ST E, RICHMOND, MN 56368-8234
Document Number	00A1643627
Instrument Date	Oct 31, 2022
Instrument	A1643627
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 237, RICHMOND, MN 56368-0237

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Richmond City
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,386.00 (+34.87%)
2025		$341,500 (+14.37%) Land $47,100 Building $294,400	$341,500 (+14.37%) Land $47,100 Building $294,400
2023	$3,252.00	$298,600 Land $43,400 Building $255,200	$298,600 Land $43,400 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Richmond serves 1,506 people · EPA ID MN1730022
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	85 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream, Xtratyme Technologies.

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