1. Home
  2. Iowa
  3. Black Hawk County
  4. Waterloo
  5. Madison St

132 Madison St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 132 Madison St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1953
Lot Size0.147 acres (6,400 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Feb 2020)
Tax Bill$1,862 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN8912-30-105-007

Property Details

APN / Parcel Number

Primary APN8912-30-105-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Lot Dimensions128 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address132 MADISON ST
CityWATERLOO
StateIA
Zip50703-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE ADDITION WATERLOO LOT 7 BLK 4
Legal Range12W
Legal Township89N
Legal Section30
Legal SubdivisionHILLSIDE ADDITION WATERLOO
Legal Block4
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3005
Census Tract1900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address132 MADISON ST, WATERLOO, IA 50703-4238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage
COMMUNITY DEVELOPMENT BANK
Feb 26, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleJun 27, 2008 · Amount on Record
Deed Document Number202014685
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address132 MADISON ST, WATERLOO, IA 50703-4238
Transaction TypeMortgage
Record UpdatedJun 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200003392
DateAug 13, 2021
Instrument202200003392
Lender
NameCOMMUNITY DEVELOPMENT BANK
TypeBank
AddressWATERLOO, IA 50703
Agreement
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 26, 2020
Property Address132 MADISON ST, WATERLOO, IA 50703-4238
Document Number202000014685
Instrument DateFeb 25, 2020
Instrument202000014685
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 MADISON ST, WATERLOO, IA 50703-4238

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (+32.24%)$91,220 (+40.58%) Land $5,340 Building $85,880$91,220 (+40.58%) Land $5,340 Building $85,880
2024$1,408.00 (+13%)
2023$64,890 (+14.4%) Land $5,340 Building $59,550$64,890 (+14.4%) Land $5,340 Building $59,550
2022$1,246.00$56,720 Land $5,340 Building $51,380
2021$56,720 Land $5,340 Building $51,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures