132 Laurel Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 132 Laurel Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	416 sqft · built 1920
Lot Size	0.21 acres (9,152 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Nov 2020)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05804-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-05804-0000-00007`
Alternative APN	`190580400007`

Interior

Stories	1 Story
Building Area	416 sqft Living Area
1st Floor Area	416 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	9,152 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 7 ft wide

Location & Zoning

Street Address	132 LAUREL AVE
City	UNION
State	NJ
Zip	07083-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	5804
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1002
Census Tract	32800

Owner

132 Laurel Ave is owned and occupied by an individual who bought it in November 2020.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	132 LAUREL AVE, UNION, NJ 07083-4230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	2020329882
Deed Book / Page	6388 / 2489
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0063692393
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 5, 2020
Property Address	132 LAUREL AVE, UNION, NJ 07083-4230
Document Number	0063882489
Book / Page	6388 / 2489
Instrument Date	Oct 8, 2020
Instrument	329882
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MORRIS DR, 25, SICKLERVILLE, NJ 08081-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LAUREL AVE, UNION, NJ 07083-4230

Mortgage

Document Number	702903
Date	Nov 5, 2020
Instrument	702903

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	May 27, 2020
Property Address	132 LAUREL AVE, UNION, NJ 07083-4230
Document Number	0063692393
Book / Page	6369 / 2393
Instrument Date	May 18, 2020
Instrument	324717
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LAUREL AVE, UNION, NJ 07083-4230

Mortgage

Document Number	692089
Date	May 27, 2020
Instrument	692089

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 132 Laurel Ave was $4,641, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,900 (-) Land $14,400 Building $5,500	$19,900 (-) Land $14,400 Building $5,500
2025	$4,641.00 (+4.34%)	$19,900 Land $14,400 Building $5,500	$19,900 Land $14,400 Building $5,500
2024	$4,448.00
2023		$19,900 Land $14,400 Building $5,500	$19,900 Land $14,400 Building $5,500
2022	$4,162.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 132 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 132 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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