132 Larch Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 132 Larch Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1950
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Oct 2012)
Tax Bill	$12,561 (2025)
Deeds & Mortgages	Feb 2019 Refinance Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00308-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00308-0000-00007`
Alternative APNs	`100030800007` `391560`

Interior

Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,199 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide

Location & Zoning

Account Number	391560
Street Address	132 LARCH AVE
City	DUMONT
State	NJ
Zip	07628-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X124
Legal Subdivision	DUMONT PARK 3RD MAP
Legal Block	308
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2003
Census Tract	10100

Owner

132 Larch Ave is owned and occupied by two individuals who bought it in October 2012.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	132 LARCH AVE, DUMONT, NJ 07628-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BOGOTA SB
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2012 · Amount on File
Deed Sale	Oct 3, 2012 · Amount on File
Deed Document Number	201295723
Deed Book / Page	1166 / 1250
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	132 LARCH AVE, DUMONT, NJ 07628-1326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031861080
Date	Feb 25, 2019
Book Page	3186/1080
Instrument	19-012890

Lender

Name	BOGOTA SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	132 LARCH AVE, DUMONT, NJ 07628-1326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038811055
Date	Dec 23, 2020
Book Page	3881/1055
Instrument	20-138178

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 132 Larch Ave was $12,561, up 11.8% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,400 (+7.94%) Land $350,900 Building $228,500	$579,400 (+7.94%) Land $350,900 Building $228,500
2025	$12,561.00 (+11.76%)	$536,800 Land $319,700 Building $217,100	$536,800 Land $319,700 Building $217,100
2024	$11,239.00
2023		$276,500 Land $167,300 Building $109,200	$276,500 Land $167,300 Building $109,200
2022	$10,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 Larch Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 132 Larch Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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