132 Lancaster St, Chester, SC 29706 Property Records

Chester County property record for 132 Lancaster St, Chester, SC 29706

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 2,168 sqft
Lot Size	0.532 acres (23,174 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2024)
Tax Bill	$2,381 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201-04-20-002-000`

Property Details

APN / Parcel Number

Primary APN	`201-04-20-002-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Lot Area	23,174 sqft (0.532 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	201 04 20 002 000
Street Address	132 LANCASTER ST
City	CHESTER
State	SC
Zip	29706-2150
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT # 1 = 0.532 AC
Legal Tract	44
Legal Lot Number	1
Jurisdiction	CHESTER SC
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2045
Census Tract	20100

Owner

Source: Chester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 LANCASTER ST, CHESTER, SC 29706-2150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 13, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Feb 13, 2009 · Amount on Record
Deed Document Number	0000146768
Deed Book / Page	1467 / 68
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER SC
Property Address	132 LANCASTER ST, CHESTER, SC 29706-2150
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LANCASTER ST, CHESTER, SC 29706-2150

Mortgage

Document Number	0021380217
Date	Feb 17, 2026
Book Page	2138/217
Instrument	2026-139174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER SC
Recording Date	Jun 13, 2024
Property Address	132 LANCASTER ST, CHESTER, SC 29706-2150
Document Number	0014670068
Book / Page	1467 / 68
Map Reference	CAB D SL 58 PG 4A
Instrument Date	Jun 12, 2024
Instrument	2024-130408
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LANCASTER ST, CHESTER, SC 29706-2150

Mortgage

Document Number	2024130409
Date	Jun 13, 2024
Instrument	2024-130409

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Chester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Chester County
Municipality	Chester City
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed		$21,500 (-87.3%) Land $21,500
2024	$2,381.00 (+1.93%)
2023	$2,336.00 (-0.21%)	$6,770 (-) Land $720 Building $6,050	$169,300 (-) Land $18,000 Building $151,300
2022	$2,341.00	$6,770 Land $720 Building $6,050	$169,300 Land $18,000 Building $151,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER METROPOLITAN DISTRICT (1220002) private · serves 15,668 people · EPA ID SC1220002
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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