132 L D Saylor Rd, Pineville, KY 40977 Property Records

Bell County property record for 132 L D Saylor Rd, Pineville, KY 40977

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,764 sqft · built 1993
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2021)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-00-00-046.00`

Property Details

APN / Parcel Number

Primary APN	`105-00-00-046.00`
Alternative APNs	`61181` `3233`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	61181
Street Address	132 L D SAYLOR RD
City	PINEVILLE
State	KY
Zip	40977-8740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 TRACTS ON LEFT FORK; WILLIAMS BRCH
Jurisdiction	BELL KY
Township / Civil Division	PINEVILLE
Census Block Group	2
Census Block	2021
Census Tract	960300

Owner

132 L D Saylor Rd is owned by an individual who bought it in August 2021.

Source: Bell County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1820 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1229
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Deed Document Number	187952
Deed Book / Page	D392 / 663
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Aug 30, 2021
Property Address	132 L D SAYLOR RD, PINEVILLE, KY 40977-8740
Document Number	00D392/663
Book / Page	D392 / 663
Instrument Date	Aug 27, 2021
Instrument	187952
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 L D SAYLOR RD, PINEVILLE, KY 40977-8740

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	132 L D SAYLOR RD, PINEVILLE, KY 40977-8740

Mortgage

Document Number	0000187953
Date	Aug 30, 2021
Instrument	187953

Lender

Name	FIRST STATE BANK OF SOUTHEAST INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 132 L D Saylor Rd was $2,328.

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Unified School District	Bell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00	$195,000 Land $195,000	$195,000 Land $195,000
2023	$2,281.00	$195,000	$195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 132 L D Saylor Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1984–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 132 L D Saylor Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 85% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEVILLE WATER SYSTEM serves 16,573 people · EPA ID KY0070353
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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