132 Kirk Lane Dr, Troy, MI 48084 Property Records

Oakland County property record for 132 Kirk Lane Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,575 sqft · built 1956
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (Aug 2018)
Tax Bill$3,829 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-21-276-014

Property Details

APN / Parcel Number

Primary APN88-20-21-276-014

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,575 sqft
Basement Area1,575 sqft
Unfinished Basement1,575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions183 ft deep x 100 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address132 KIRK LANE DR
CityTROY
StateMI
Zip48084-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB LOT 58
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS SUB
Legal Lot Number58
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3007
Census Tract196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address132 KIRK LANE DR, TROY, MI 48084-1759
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS CAPITAL INC
Jul 18, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Aug 7, 2018Warranty Deed, Transfer · Conventional Mortgage
CISLO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleJun 19, 1997 · Amount on Record
Deed Document Number2018131076
Deed Book / Page52070 / 465
Last Transfer DateApr 1, 2025
Transfer Doc0000036606
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address132 KIRK LANE DR, TROY, MI 48084-1759
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 KIRK LANE DR, TROY, MI 48084-1759

Mortgage

Document Number0000126841
DateMay 14, 2021
Book Page56239/472
Instrument126841
Lender
NameADVISORS CAPITAL INC
TypeNon-Lending Institution
AddressNOVI, MI 48375
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address132 KIRK LANE DR, TROY, MI 48084-1759
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136103
DateJul 18, 2017
Book Page50877/00523
Instrument136103
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 7, 2018
Property Address132 KIRK LANE DR, TROY, MI 48084-1759
Document Number0000131076
Book / Page52070 / 00465
Map ReferenceLB 83 PG 2
Instrument DateAug 1, 2018
Instrument131076
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyCISLO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,390.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address132 KIRK LANE DR, 132, TROY, MI 48084-1759

Transferred To (Grantee/Buyer)

NameVerified Name
Address3086 MYDDLETON DR, TROY, MI 48084-1223

Mortgage

Document Number0000131077
DateAug 7, 2018
Instrument131077
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,829.00 (-3.87%)
2023$243,860
2022$3,983.00$121,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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