132 Juniper Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 132 Juniper Dr, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,912 sqft · built 2002
Lot Size0.264 acres (11,500 sqft)
OwnerIndividual Name on Record
Last Sale$354,000 (Jan 2020)
Tax Bill$3,134 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-5B-0084.0000

Property Details

APN / Parcel Number

Primary APN09-5B-0084.0000
Alternative APN
  • 19-09-5B-0084.0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,912 sqft Living Area
1st Floor Area3,176 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRow Home
Exterior MaterialStucco
Foundation TypeRaised
Lot Area11,500 sqft (0.264 acres)
Lot Dimensions120 ft deep x 118 ft wide
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address132 JUNIPER DR
CitySHEPHERDSTOWN
StateWV
Zip25443-4073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT D60 FERNBANK
Legal SubdivisionFERNBANK AT CRESS CREEK
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group3
Census Block3011
Census Tract972201

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address132 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Line of Credit
JEFFERSON SECURITY BANK
Jan 27, 2020Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Prior SaleJan 13, 2005 · Amount on Record
Deed Document Number2020963
Deed Book / Page1235 / 385
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address132 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4073
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4073

Mortgage

Document Number2414/347
DateOct 1, 2021
Book Page2414/347
Instrument202100016407
Lender
NameJEFFERSON SECURITY BANK
TypeBank
AddressSHEPHERDSTOWN, WV 25443
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateJan 27, 2020
Property Address132 JUNIPER DR, SHEPHERDSTOWN, WV 25443-4073
Document Number1235/385
Book / Page1235 / 385
Map ReferenceMB 18 PG 57
Instrument DateJan 24, 2020
Instrument202000000963
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,734.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000964
DateJan 27, 2020
Instrument202000000964
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,134.00 (+6.93%)$271,800 (+7.73%) Land $90,700 Building $181,100$453,000 (+7.75%) Land $151,167 Building $301,833
2025$2,931.00 (+5.74%)$252,300 (+6.28%) Land $69,100 Building $183,200$420,400 (+6.27%) Land $115,100 Building $305,300
2023$2,772.00$237,400 Land $69,100 Building $168,300$395,600 Land $115,100 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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