132 Jack Oak Dr, Cascade, IA 52033 Property Records

Dubuque County property record for 132 Jack Oak Dr, Cascade, IA 52033 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,092 sqft · built 2023
Lot Size	0.338 acres (14,760 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2023)
Tax Bill	$7,008 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-32-202-004`

Property Details

APN / Parcel Number

Primary APN	`19-32-202-004`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
Basement Area	2,092 sqft
Finished Basement	1,800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,760 sqft (0.338 acres)
Lot Dimensions	120 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	1,198 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	320 sqft
Patio Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	132 JACK OAK DR
City	CASCADE
State	IA
Zip	52033-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 3 OAK HILL SUB;
Legal Subdivision	OAK HILL SUB
Legal Block	3
Legal Lot Number	19
Jurisdiction	DUBUQUE IA
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1019
Census Tract	10300

Owner

Source: Dubuque County records · APN 19-32-202-004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	132 JACK OAK DR, CASCADE, IA 52033-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Mar 06, 2023	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CU
Oct 27, 2023	Warranty Deed, Transfer · Line of Credit WOOD & HUSTON BANK
Nov 29, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	0002310227
Deed Book / Page	23 / 10227
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	CASCADE, IA 52033
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008220
Date	Aug 28, 2023
Instrument	2023-00008220

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	CASCADE, IA 52033
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 7TH AVE NE, FARLEY, IA 52046-9762

Mortgage

Document Number	0000001878
Date	Mar 06, 2023
Instrument	2023-00001878

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 01, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	10.8%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 27, 2023
Property Address	CASCADE, IA 52033
Document Number	0000010227
Instrument Date	Oct 27, 2023
Instrument	2023-00010227
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$847.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	132 JACK OAK DR, CASCADE, IA 52033-9497

Mortgage

Document Number	0000010228
Date	Oct 27, 2023
Instrument	2023-00010228

Lender

Name	WOOD & HUSTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 29, 2022
Property Address	CASCADE, IA 52033
Document Number	0000014427
Instrument Date	Nov 10, 2022
Instrument	2022-00014427
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 7TH AVE NE, FARLEY, IA 52046-9762

Mortgage

Document Number	0000014428
Date	Nov 29, 2022
Instrument	2022-00014428

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Margin	4
Max Rate	11.8%

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,400 (+1,439.6%) Land $43,800 Building $496,600	$540,400 (+1,439.6%) Land $43,800 Building $496,600
2024	$7,008.00 (+1,164.98%)
2023		$35,100 (+0.11%) Land $35,100	$35,100 (+0.11%) Land $35,100
2022	$554.00	$35,060 Land $35,060
2021			$35,060 Land $35,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), updated August 9, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190610103001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 49% of Iowa
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cascade Communications Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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